Minsheng Bank: the fastest 10 working day.

Postal bank: 2 working days at the earliest.

China Construction Bank: 7 working days.

ICBC: One month later.

China Merchants Bank: 8 working days at the earliest.

Bank of China: 5 working days.

Agricultural Bank: the fastest 1 working day.

Everbright Bank: 5 working days.

China CITIC Bank: 5 working days.

Guangfa Bank: 5 working days.

Bank of Nanjing; 7 working days.

Bank of Beijing; 3 working days at the earliest.

Ping An Bank: 1-3 working days.

Bank of Ningbo: 5 working days.

Loan is a form of credit activity in which banks or other financial institutions lend monetary funds at a certain interest rate and must return them. Loans in a broad sense refer to loans, discounts, overdrafts and other borrowing funds.

Extended data

1. Reasons for borrowing: In the process of applying for a loan, the lender should be frank and clear, and write down the purpose of the loan and the advantages of personal repayment in detail. For example, a good personal credit record.

2. Loan amount: The loan amount applied by the lender in the bank should not be too high, because the larger the amount, the higher the possibility of failure. However, this is not what lenders want. Of course, they don't want their loan funds to see the trend of lending within half a month.

If the loan amount applied by the lender is large, I suggest that you reduce the loan amount appropriately, so that the hope of passing the bank audit will be greatly increased.

3. Description of the loan: fill in the application materials in detail, the purpose of the loan, personal credit record, income source, repayment ability and family income, etc. Make sure that your loan can be repaid on time whenever and wherever it is.

4. Loan repayment: After a successful loan application, the borrower must repay the loan within the specified time. Don't take chances and delay the repayment time, resulting in a bad personal credit record. In addition, the relevant departments will try their best to recover the loans in arrears.

Reference: Baidu Encyclopedia: Bank Loan