1. There are differences in classification:

Chongqing Ant Micro-loan is a kind of online micro-loan, which is equivalent to borrowing money and spending money, and belongs to the category of loans. Alipay deduction is to select the account owned by the user for deduction, which belongs to repayment operation. These two are the differences between loan and repayment.

2. There are differences in interest:

Returning flowers with Chongqing Ant Micro-loan is equivalent to borrowing another sum of money, and the interest is self-evident. And using Alipay to deduct money for repayment is equivalent to taking money to pay off debts. Of course, there is no benefit.

3. The results are different:

When users use Chongqing Ant Micro-loan to repay the flower buds, the result will inevitably be that the flower buds are finished, but they owe new loans, fall into the whirlpool of online loans, and the interest pressure will increase. If you use Alipay to deduct money, you can borrow it or pay it back, and there is no concern about increasing economic pressure.