2. Marital status is only reference information for loan review. Banks pay attention to the comprehensive qualifications of loan applicants. As long as the hard conditions of the loan applicant are strong enough, being single will not affect the application for mortgage. You won't refuse a loan just because the applicant is single. As long as you can meet the following conditions, you can still pass the exam.

3. The credit information is good, and there should not be too many overdue records, and there should not be too many hard inquiry records of credit information. There is no economic dispute physically, and personal credit is good.

4. The debt ratio shall not exceed 50%. Some banks may require that the debt ratio should not exceed 30%. According to the specific requirements of banks applying for loans, it is suggested to settle all kinds of small loans in advance to reduce the debt ratio.

5. It can provide enough bank flow to ensure stable work and stable income sources during the mortgage application period. Don't engage in high-risk occupations to reduce the chance that loans will turn into bad debts.

In short, whether a single person can apply for a mortgage depends on whether the applicant's comprehensive qualifications can meet the application conditions. If they meet the requirements, they can naturally pay successfully.