Face-to-face loan does not mean that the loan has been approved, but only a link in the loan approval process. During the interview, banks and lending institutions will verify the borrower's identity, income, credit information and other information, and evaluate the borrower's repayment ability and risk.

Face-to-face loan does not mean that the loan has been approved. Whether the loan passes or not needs to go through other links, the final approval of the loan approval Committee and the handling of relevant procedures. Even if the face-to-face signing is successful, it does not mean that the loan has been approved, and finally it will have to wait for the formal approval and lending by the lending institution.