Legal and formal. Weibo Borrowing is a formal borrowing platform with professional certification from national agencies. Its business scope is also within the scope of the law. It is a legal and formal borrowing platform. Weibo Borrowing strictly follows national laws and regulations and has professional risk control. The team ensures the safety and legality of lending transactions. Its loan process strictly follows national laws and regulations. It also has a professional risk control team to review the safety and legality of lending transactions to protect the interests of the platform and investors.