Of course not. You have to go to a bank or loan company for a loan.

2. What are the procedures for the small-sum secured loan of hua county Human Resources and Social Security Bureau?

Huaxian county micro-credit guarantee company

First, the qualification of the secured loan object

The qualifications of the lender are: laid-off and unemployed workers (employment unemployment registration certificate) of legal working age (male 16-60 years old, female 16-5 years old), retired soldiers (valid certificates and employment unemployment registration certificate of retired soldiers), and migrant workers who have graduated from colleges and universities (within 2 years after graduation from ordinary colleges, secondary vocational schools and technical schools).

Second, the prerequisite for secured loans

1. Eligible loan applicants and their spouses cannot have loans or guarantees.

2. Credit loans need counter-guarantee, and counter-guarantors cannot have loans or guarantees.

Three, the guarantee loan must have the conditions

1. The applicant or its partnership entity must have certain capital operation capabilities, such as having a fixed business place and certain self-owned funds.

2, engaged in business projects must comply with the relevant national policies and regulations, that is to say, must be less investment, less risk, quick results and good returns.

3. The applicant has a credit record and an account in our county.

Four, secured loans to support low-profit projects

Refers to cottage industry, repair and replacement, book borrowing, small dining table, canteen, moving, hourly service, household cleaning and sanitation service, child care and education service, disabled children's training and support service, aged care service, patient care, children's and students' pick-up service, writing, hairdressing, breeding, construction industry, Internet cafes and oxygen bars.

Verb (abbreviation of verb) loan application procedure

1. The township (street) and community labor and social security department where the voluntary household registration is located shall submit a written application (including 2 small-sum secured loans in Huaxian County; Application form for financial discount loan for small secured loan of meager profit project in duplicate, etc. ). At the same time, provide the original and two copies of valid identity certificate (identity card and household registration certificate (graduation certificate and employment unemployment registration certificate, etc.). The loan applicant and spouse shall submit the original and two copies of the legal business license (copy of business license or relevant business certificate), and other materials 1 copy.

2. Review and recommend. Township (street) or community labor applicant qualification, project market prospects, personal entrepreneurial ability of the loan applicant whether there is a bad credit record, issued a recommendation and reported to the county guarantee center.

3. Provide counter-guarantee. The loan applicant must provide counter-guarantee, submit two copies of the certificate of the counter-guarantee unit and the letter of commitment of the counter-guarantor, and go through the formalities of the guarantor's commitment to guarantee.

4. Issue loans. The guarantee center shall sign a loan contract with the borrower by the handling bank of the qualified loan applicant, and the handling bank shall issue the loan.

3. Where is the human resources market of Hengyang Labor and Social Security Bureau?

Hengyang Human Resources and Social Security Bureau is divided into south campus and north campus.

Address of South Campus: Furong Road 18, Huaxin Development Zone (formerly Hengyang Personnel Bureau), which mainly deals with civil servant recruitment, personnel file keeping, professional title evaluation, examination center, industrial injury insurance and human resources market.

Take buses K 1, 102, Warner and No.8 in the urban area and get off at Personnel Bureau Station and Chuanshan Park Station. Take bus no.46 and get off at the procuratorate station. Go west for 300 meters. Take the buses 10 1, K28, 19, K39, 465438+, etc.

Address of North Campus: No.20, Changhu Street, Huaxin Development Zone (formerly Hengyang Labor and Social Security Bureau), mainly dealing with endowment insurance, medical insurance, unemployment insurance, small secured loans, vocational skill appraisal and other businesses.

Take bus K 1, 102 and 46 to the Labor Bureau Station, or take bus No.8, 19, K28, K39 and10/0/to the municipal government station and get off at the south 100 meters.

4. Where is the loan from the Human Resources and Social Security Bureau?

Social security card or bank card account for medical insurance cooperation. Loans from the Human Resources and Social Security Bureau generally refer to unemployment funds, and unemployment subsidies are generally distributed to social security cards or bank card accounts for medical insurance cooperation. Unemployment benefit refers to a kind of social security that workers get material help from the state and society while waiting for employment after temporarily losing their jobs and labor income.