Hello, the benchmark interest rate rises 10% is 1. 1 times (4.9 1. 1=5.39), and the rise of 20% is 1.2 times, 5.88 times.

Second, the benchmark interest rate of 4.9 rose by 30%. How to calculate LPR?

The key to this problem is that the new model is LPR plus basis points, thus keeping the interest rate unchanged at the original level.

The benchmark interest rate of 4.9% rose by 30% to 6.37%; The LPR quotation is calculated according to 4.8%, and the difference is 1.57%, that is, the difference is 157 basis points. After changing the mode, it becomes LPR plus 65,438+057 points, so the interest rate remains unchanged.

Extended data:

The full name of LPR is the quoted interest rate in the loan market. It is a basic loan reference interest rate calculated and published by representative quotation banks according to the bank's loan interest rate for the best quality customers and the open market operating interest rate (mainly referring to the medium-term lending convenience interest rate). All financial institutions should mainly refer to the loan pricing of LPR.

At present, China LPR quotation bank consists of 18 banks, covering representative banks at all levels such as state-owned banks, joint-stock banks, city commercial banks, rural commercial banks, private banks and foreign banks.

Third, the bank loan interest rate is 4.9. What is the actual annualized interest rate?

The bank loan interest rate is 4.9. Is the annualized interest rate.

Of course, at this time, the benchmark interest rate will rise when actually lending, depending on the extent of the rise; General 10%~30% 4. What do you mean by a 30% increase in the commercial loan interest rate of 4.9?

4.9%( 130%)=6.37%