If you have a loan, you can add your name, but you can't transfer it to others. Private houses can be donated to others, but the donation must be approved by the relevant departments. When giving the house to others, it must comply with these regulations: 1, the donor must be the owner of the house, the donor and the recipient are voluntary, there is a written gift treaty, and the recipient must pay taxes in accordance with relevant laws and regulations.
Legal basis: Civil Code of People's Republic of China (PRC).
Article 657 A gift contract is a contract in which the donor gives his property to the donee free of charge and the donee expresses his acceptance of the gift.
Article 658 The donor may revoke the gift before the right to donate the property is transferred. The provisions of the preceding paragraph shall not apply to notarized gift contracts or gift contracts with public welfare nature and moral obligations such as disaster relief, poverty alleviation and disability assistance, which are irrevocable according to law.
Article 659 If the donated property needs to go through registration or other formalities according to law, it shall go through the relevant formalities.