According to the five-year benchmark interest rate of 4.9%, the current interest rate of the first home loan of Bank of China in Yichun area is 5. 15%, that of ICBC is 5.39%, and that of the bank is 5.25%.
At present, the interest on the first home loan of Yichun Provident Fund is calculated according to the benchmark interest rate, which is 2.75% for less than five years and 3.25% for more than five years.