Personal credit loan is a RMB credit loan issued by Industrial and Commercial Bank of China to borrowers with good credit standing without providing guarantee.

To apply for personal credit loan, you need to fill in the application form in writing and submit the following materials:

1, my valid identity document;

2. Proof of residential address (household registration book, etc. );

3. Personal professional certificate;

4. Proof of income of the loan applicant and his family members;

5. Other information stipulated by the bank.

According to the specific access conditions of the borrower, one of the following materials needs to be reviewed:

(1) A written certificate of the post and professional technical level issued by the personnel department of the client unit of the high-quality enterprise.

(2) Bank deposits, bonds, funds and other financial assets owned by individuals; Property certificate in the name of individual (or spouse).

(3) Peony Platinum Card customer information.

(4) Customer certification materials of ICBC wealth management account.

(5) China Industrial and Commercial Bank personal loan contract text.

☆ Loan amount

The starting point of the loan amount is 6,543,800 yuan, with the maximum not exceeding 500,000 yuan (inclusive).

But if you want to engage in aquaculture, you can engage in mortgage loans and special agricultural loans, and farmers will benefit a lot! Many people in my hometown have lent money.