Compared with the relatively loose payment, the general income is consistent and the information is complete, and there is no bad debt in the bank, which can generally be passed.
The materials that the applicant needs to prepare include:
1 Application Form for Personal Automobile Consumption Loan
2. Copy of ID card: Married persons are required to provide proof of identity of both husband and wife.
3. Copy of marriage certificate: provided by married people, but not by single people.
4. Income certificate, bank statement and income certificate issued by the company to prove personal income; If you are married, you need to provide relevant materials for both husband and wife.
5. proof of residence: the property owner provides a printed copy; Renters need to provide houses within the validity period.
6. Driver's license of the loan applicant.
The specific process is as follows:
1. The applicant chooses a car model, signs a car purchase contract at the Ford dealership, pays the down payment, chooses a suitable car purchase loan scheme, applies for a loan, and prepares and submits the funds needed for the loan.
2. Telephone verification or on-site information of Ford Motor Finance Company.
3, loan approval for vehicle mortgage and other related procedures.
Second, how to handle Chang 'an automobile mortgage?
Of course you can get a loan.
3. Changan Financial Release Process?
1. After the auto loan is paid off, you should call the bank to confirm that the loan has been paid off, and make an appointment to go to the bank to retrieve relevant information and apply for the auto loan settlement certificate.
2. It is very important to cancel the mortgage registration at the vehicle management office. Mortgage registration is to prevent you from buying or selling a car during the loan process, so your car will be marked as a mortgaged car in the system of the vehicle management office. Only after we cancel the mortgage registration can we buy or sell the vehicle. Then we can get the big green book back.
3. Change the name of insurance and change the beneficiary to yourself. After we change the beneficiary to ourselves, if there is an accident in the future, the compensation amount can only be credited to our account.
4. Remove the GPS locator. Before the car loan is issued, the bank will install the global positioning system in your car. Only after demolition can our privacy be guaranteed.
4. Can Changan Automobile finance mortgage loans?
Of course. Official website of Changan Automobile Finance shows that Changan Finance is a formal automobile finance loan company, providing automobile mortgage products. After completing the mortgage formalities, the green book will be taken away, and the mortgage registration will be cancelled after settlement. Mortgage means that the mortgagor and the creditor conclude an agreement in writing not to transfer the possession of the mortgaged property and take the property as the creditor's right guarantee.