The developer helps to repay the mortgage, and the parties should be grateful. It's a good idea to pay off the developer's loan as soon as possible. Buying a house is a major event in life. When it is difficult to repay the loan, it is the sincere heart of the developer to help repay the mortgage with real money. Heart for heart. Don't wait for the developer to pay back the money. Only take the initiative to let developers know that it is difficult, and it is not right to return it. Otherwise, I think it is reasonable to owe money. If it gets out, no one will deal with the client.
Second, the final payment of the house purchase has been paid to the developer. At this time, the bank informed me to repay the mortgage, and I didn't know until I asked carefully. ...
In other words, you gave the developer two dollars. You paid for it yourself. You applied for a bank loan and the bank paid it back for you.
On the whole. It takes one year to repay the loan in advance after applying for a bank loan. That is to say. You can only start repaying the loan. Because if you don't pay it back, it will affect your personal credit history. This is terrible.
But the problem is. You've already paid for it. Paying the mortgage will be a loss. The problem lies with the developers. He received money twice. There are two ways:
1. Ask the developer for the balance. Start paying off the mortgage normally.
2. If you really feel that it is not cost-effective to repay the mortgage and interest. Take the developer to court. Ask the developer to solve this problem. Ask the bank to cancel your loan.
Third, the developer helped me pay off my mortgage. The developer asked me to hand over the house. What should I do?
question
2.
You will face the dual responsibilities of developers and banks.
3.
If you breach the loan contract, the bank will hold you accountable for breach of contract and seal up and auction your house. The bank will hand over the information to the legal department or arrange an external lawyer.
4.
Due to the mortgage loan, the developer assumes joint and several liability for the bank, and the developer replaces it.
This belongs to the problem of supply interruption of commercial housing sales contracts.
2.
You will face the dual responsibilities of developers and banks.
3.
If you violate the loan contract, the bank will hold you liable for breach of contract and seal up and auction your house. After 4 months of default, the bank will hand over the information to the Legal Department or arrange an external lawyer.
4.
Because of the mortgage loan, the bank will ask the developer to replace it first.
This belongs to the business of commercial housing.
2.
You will face challenges from developers and banks.
3.
If you default on the loan contract, you will seal up and auction your house. After 4 months of default, the bank will hand over the information to the Legal Department or arrange an external lawyer.
4.
Because of the mortgage loan, the developer is jointly and severally liable to the bank, so the bank will first ask the developer to replace it.
4. What if the developer refuses to pay or delays delivery after winning the case?
Your developer won the lawsuit by delaying the delivery. After winning the case, the developer refuses to pay the liquidated damages for delayed delivery, and you can apply for enforcement. Developers default first. After the developer loses the case, the judgment must be executed unconditionally. If within the time stipulated in the judgment. If the developer still fails to perform the judgment and make compensation. You can apply for enforcement.