What are the procedures for applying for affordable housing?
1, the applicant holds the certificate of permanent residence of urban residents, ID card and marriage certificate, real estate license or lease contract to the Housing Construction Committee to fill in the application form for house purchase and affordable housing;
2. Submit to the office of the Municipal Housing Construction Committee for review, scoring and publicity, and approve the purchase application in batches.
What is the difference between commercial housing and affordable housing?
1, they have different uses. Incomplete property rights of affordable housing. If you want to go public, you will be subject to many restrictions. After buying a commercial house, it will be able to obtain its complete property rights, be able to trade freely in the market or use it for rent, and so on.
2. The buyers of both are different. The purchase of affordable housing can enjoy certain preferential policies, so the purchase target is only limited to some low-and middle-income families, and it needs to be approved after application, and can only be applied after meeting the conditions. There are no restrictions on buyers and sellers of commercial housing. Anyone who has money can buy it.
3. Their pricing policies are also different. If it is affordable housing, it will be allocated to developers for free use, and the price will be slightly lower, so that low-income families can be guaranteed. Commercial housing is not priced by the government, nor will it be regulated by the government, but is regulated by the economic market value, so the price is determined by the developers and the market.
What are the requirements for applying for affordable housing?
1. In different cities, the application conditions will be slightly different. If you want to apply in Shanghai, take the family as a unit, and one of them is at least a Shanghai native, and it will take more than 5 years to obtain a Shanghai hukou.
2. If you are married, this includes divorce or widowhood, no adult children, and you need to be over 35 years old. In Shanghai, families who do not apply for housing, if they have real estate, should control the construction area below 48 square meters.
3. At the same time, we should also examine the per capita income of this family, which needs to be lower than 80% of the per capita disposable income announced by Shanghai every year. Only when these conditions are met can you apply.