How much do you need to borrow?

2. Can I get a loan for a car that has just been transferred? safe and sound

Yes, as long as the formalities are complete.

Third, why can't the car just transferred be mortgaged?

No problem.

If the car has been transferred, that is, in my name, it can be used as collateral, but it is unknown whether the bank will mortgage the car, and even if it can, there will be restrictions on the value of the car. For example, there may be more than 300,000 cars in soft regulations.

Legal basis: Article 394 of the Civil Law of People's Republic of China (PRC): In order to guarantee the performance of the debt, if the debtor or a third party does not transfer the possession of the property and mortgages the property to the creditor, the debtor fails to perform the due debt or the creditor has the right to receive priority compensation for the property. The debtor or the third party specified in the preceding paragraph is the mortgagor, the creditor is the mortgagee, and the property that provides guarantee is the mortgaged property.

Can someone else's car be transferred to their own name while I am away?

Ownership can be transferred. If I really can't be present, as long as the entrusted agent carries the original ID card of the owner or buyer and the original ID card of the agent, plus the transfer of the vehicle, both parties can be present in person. Knowing the ownership of used cars can also avoid being absent after the transfer.