The loanable amount of gold bars in JD.COM ranges from 500 yuan to 200,000 yuan, and the loanable amount of each user is different. The gold bar system will give the amount of gold bars according to the comprehensive evaluation of the account's consumption behavior, consumption habits, repayment ability and repayment situation. How much each person can borrow is subject to the page display. This is on Baidu.
What is the number of gold bars in JD.COM?
The amount of gold bars in JD.COM is generally between 500,000 and 300,000, and the specific amount of each user is determined according to the comprehensive credit evaluation of customers. Generally, the higher the comprehensive credit level, the higher the credit line. Ordinary users can get a quota ranging from 1000 yuan to 50000 yuan after meeting the conditions for the first time.
Different customers will apply for different quotas, because the system will provide corresponding quotas according to the comprehensive evaluation results of customers' credit status. The higher the general customer's comprehensive credit rating, the higher the amount of gold bars that can be approved. Most people apply, and the initial amount is usually thousands or tens of thousands. What you need to pay attention to is that the number of gold bars is not fixed, and then the system will evaluate it irregularly, and then adjust the number according to the latest evaluation results.
When users apply for JD.COM gold bars, the actual credit limit depends on the applicant's credit status. The better a person's credit status, the higher the credit limit he applies for. Shopping and purchasing wealth management products in JD.COM will help improve his reputation. It is worth noting that JD.COM Gold Bar does not support voluntary application and manual withdrawal.
How to obtain the quota of gold bars in JD.COM?
; ? A friend said that he finally got the qualification to use JD.COM gold bars, but there was no available quota when he clicked in. Obviously, he was playing with himself. What the hell is going on here? How can I get the quota of gold bars in JD.COM? How to inquire after obtaining the quota?
JD.COM Gold Bar is a personal consumption loan service provided by JD Finance for IOUs users. When you get a certain credit line from JD Finance, you can apply for a loan in JD Finance app. JD.COM Gold Bar is still in the internal testing stage, and only some users with white bars are invited to experience it.
As for the loan amount, JD Finance evaluates the credit of IOUs online in real time through its own credit system, and gives a certain loan amount according to the comprehensive evaluation of users' consumption records, distribution information, return information, shopping evaluation and other data. After applying for a loan, users can choose to repay in 3, 6, 9 and 12 installments.