Current location - Loan Platform Complete Network - Loan consultation - How long will the loans overdue record of the Bank of China in the personal credit report of the central bank be eliminated?
How long will the loans overdue record of the Bank of China in the personal credit report of the central bank be eliminated?
At present, the loan and credit card account records in the credit report will be kept indefinitely. According to the current rules, the data of Bank of China is submitted monthly, which is generally updated in the middle and late of the second month after the loan repayment date. The display period of overdue records in the credit report is set to 5 years, that is, from the date of termination of the breach of contract or event, overdue information will no longer be displayed in the credit report after 5 years.

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.