How to decorate Changchun housing provident fund loan? Housing provident fund can be used not only to buy a house, but also to decorate the house, so the decoration of housing provident fund loans is also a topic of concern to many families. Next, the editor introduces how to handle and pay attention to the decoration of Changchun housing provident fund loan.

How to deal with the decoration of housing provident fund loans?

Step 1: Apply

1. When purchasing a commercial house or affordable housing, a purchase contract shall be signed with the housing sales company, and the housing sales company shall receive the Application Review Form for Housing Provident Fund Loan, and fill in and prepare relevant materials according to the form to determine the loan amount.

2, the construction and repair of self-operated housing, according to the approval documents of the land and planning management department, apply for a loan to the Changchun Housing Provident Fund Management Center.

3. If you buy a private house (second-hand house) with complete property rights, you should apply to Long Fanghuan Guarantee Co., Ltd..

Step 2: Review

The sales company or guarantee company will review the borrower's information based on the purchase contract, down payment receipt and other materials.

Step 3: Sign a loan contract.

After the examination and approval of the housing provident fund management center, the borrower is notified to sign a loan contract with the bank, and relevant procedures such as contract notarization and mortgage insurance are handled.

Step 4: Guarantee

1. If the developer who signed the Housing Provident Fund Loan Cooperation Agreement with the Center purchases commercial housing or affordable housing, the developer shall undertake joint liability guarantee for the borrower by stages before the house is formally mortgaged.