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How to find out how much house loan is left?
How to find out how much house loan is left? 1. Bank outlet inquiry: You can directly bring your ID card to the business outlet of the loan bank, and ask the staff to print the previous payment records for you to know your payment situation.

2. Log in to the client for query; You can log in to the online banking mobile banking client of the loan bank, find "My Loan" in your personal account after logging in, and click "My Loan" to find the remaining loan of your mortgage.

3. Customer service telephone inquiry: You can call the customer service telephone of the loan bank, make independent inquiry according to the voice prompt, and directly transfer to manual service to apply for the remaining mortgage loan from the customer service staff. Those who apply for provident fund loans can call the provident fund customer service hotline 12329.

4. Inquiry in official website: Those who apply for provident fund loans can log in to official website, the local housing provident fund management center. After logging in to official website, you can enter the individual housing provident fund to inquire about the remaining loans.

5. Counter enquiry: Those who apply for provident fund loans can bring their ID cards to the counter of the local provident fund management center for enquiry.

The meaning of housing loan Housing loan, also known as housing mortgage loan, refers to the application form for housing mortgage loan filled out by the purchaser to the loan bank, as well as legal documents such as ID card, income certificate, housing sales contract and guarantee letter that need to be submitted. After the loan bank is approved, it promises loans to the buyers. According to the house sales contract provided by the buyer and the mortgage loan contract signed by the bank and the buyer, the real estate mortgage registration and notarization will be handled, and the bank will directly transfer the loan funds into the bank account of the selling unit within the time limit stipulated in the contract.

The loan term shall not exceed 30 years, and the second-hand housing provident fund loan shall not exceed 15 years; The loan amount is 70% of the appraised value of the house; The loan interest rate is subject to the loan interest rate of the same grade in the same period stipulated by the People's Bank of China, and the benchmark annual interest rate varies according to the loan term.

The above is about how to find out how much money is left in the house loan. I hope it helps you.