Interest rate item annual interest rate (%)
I. Short-term loans
Six months (inclusive) 5.85%
Six months to one year (inclusive) 6.3 1%
Second, medium and long-term loans
One to three years (inclusive) 6.40%
Three to five years (inclusive) 6.65%
More than five years, 6.80%
Three, individual housing provident fund loans:
Less than five years (including five years) 4.20%
More than five years, 4.70%