Borrowed 0.2 million/200 thousand in cash and paid 3,500 every month. Who can help me do it?
2. What is the loan interest of Shaanxi Credit Cooperative?
Coordinate Xi 'an, bank loan manager, Shaanxi Credit Cooperatives mainly handle farmers' credit loans, and the credit loan interest rate of credit cooperatives is generally around 7% to 1.3.
The annualized interest rate is around 8%- 15%.
It depends on personal qualifications. Those with good qualifications also have low interest rates but few.
We also do business with Xinhe.
If the loan is difficult, or you don't understand it, you can help me solve it by private letter.
3. What's the deposit interest rate of Shaanxi Credit Cooperatives above 50,000 yuan?
Shaanxi Credit Cooperatives has a fixed annual interest rate of 4.675% over 50,000 yuan.
Shaanxi Credit Cooperatives (Shaanxi Rural Credit Cooperative Union) has a deposit of over RMB 1 000, with an annual interest rate of 4.25%. According to the regulations of the People's Bank of China, merchants can raise the deposit interest rate by 65,438+0% on the basis of the benchmark interest rate according to market conditions, which is generally used by rural banks or foreign-funded merchants in this city. Therefore, the highest interest rate of Shaanxi Credit Cooperatives over 50,000 years can reach 4.675%.
4. What is the loan interest rate of Shaanxi Credit Cooperative?
Shaanxi Credit Cooperatives is a collective name of rural cooperative (commercial) financial institutions such as rural credit cooperatives, rural cooperative banks and rural commercial banks within the jurisdiction of Shaanxi Province, and belongs to local banking financial institutions. Therefore, its loan interest rate fluctuates on the basis of the benchmark loan interest rate of the People's Bank of China, and the specific floating ratio is determined according to the applicant's qualifications, local policies and other factors.
The benchmark loan interest rate of China People's Bank is as follows:
1, and the benchmark interest rate for loans within one year (including one year) is 4.35%;
2. The benchmark interest rate for loans from one year to five years (including five years) is 4.75%;
3. The benchmark interest rate for loans over five years is 4.90%;
4. The benchmark interest rate for provident fund loans within five years is 2.75%;
5. The benchmark interest rate of provident fund loans for more than five years is 3.25%.