For consumers who don't have enough savings to buy a car in full, getting a car loan in advance is an option, so consumers want to know how to get a car loan. Can they borrow money to buy a car without a driver's license? Let's have a look. How to handle the car loan: 1. Consumers choose the car type to be purchased at the car dealer and sign a car purchase agreement or contract; 2. Consumers go to banks that they know well in advance to apply for loans; 3. The bank conducts a loan survey on the borrower. After the investigation results are approved, the borrower may sign a loan contract with the bank; 4. After signing the contract, consumers can go through the formalities of notarization and mortgage of automobiles. 5. After the bank finally approves the loan, it will release the loan amount to the designated account; 6. The consumer of the loan pays off the loan amount within the repayment period, and the bank cancels the pledge certificate and returns it to the customer. What are the requirements for car loan: 1,1Citizens over 8 years old and under 65 years old (including 65 years old) have full capacity for civil conduct. 2. Have legal identity documents. Have a local permanent residence or valid residence certificate. 3. The lender's own funds are sufficient to pay the down payment for car purchase stipulated by the bank. 4. The borrower must have a stable professional and economic income or assets that are easy to realize, enough to repay the loan principal and interest on schedule. 5. The lender must provide a guarantee recognized by the bank. 6. The lender is willing to accept other conditions that the bank thinks necessary, so can I borrow money to buy a car without a driver's license? In fact, we can know from the conditions of car loan that whether you have a driver's license is not a condition for applying for a car loan. Therefore, even if the consumer does not get a driver's license when applying for a car loan, it is ok as long as it meets the conditions of the car loan, but you can't drive on the road.