The current interest rate of provident fund loans was adjusted and implemented on July 6, 20 12. The interest rate of provident fund loans for more than five years is 4.50%, and the monthly interest rate is 4.50%/ 12.

200,000 yuan, 20 years (240 months), monthly repayment:

200000 * 4.50%/ 12 * ( 1+4.50%/ 12) 240/[( 1+4.50%/ 12) 240-65438]

Total interest:1265.30 * 240-200000 =103672.

Description: 240 is the power of 240.