Guarantor conditions of auto loan: 1. It has nothing to do with loan business; 2. Have full capacity for civil conduct; 3. It has a legal and stable source of income and assets, and has the ability to repay loans instead of borrowers; 4. Have a permanent residence in the local area and a local household registration or residence certificate; 5. Personal credit information is good. The loan guarantor refers to the behavior that the guarantor and the creditor agree that when the debtor fails to perform the debt, the guarantor will perform the debt or assume the responsibility as agreed. Guarantee can be divided into two modes: conventional guarantee and joint liability guarantee. The first is the conventional guarantee: it is mainly paid by the guarantor when the borrower cannot repay the remaining debts. Simply put, it is the last one. However, it is necessary to provide evidence that the borrower cannot repay the loan before finding a guarantor to pay off the final debt. The second is joint and several liability guarantee: when the borrower can't pay off all the debts within the prescribed time limit, the guarantor must pay off the debts on behalf of the borrower.