business tax: 5.5% of the total amount for less than five years, and exempt from personal income tax after five years
personal income tax: if the competent tax authorities can verify the original value of the house through information systems such as tax collection and management, house registration, etc., they should be levied strictly according to the law according to 2% of the transfer income. Personal income tax shall be exempted for the income obtained by individuals from transferring their own houses that have been used for more than 5 years and are the only living rooms for families.
The interest rate, term and quota of housing provident fund loans are as follows:
At present, the annual interest rate of loans with a term of 1-5 years is 3.%, and that of loans with a term of 6-3 years is 3.5%.
the longest loan period of the borrower can be calculated to be 7 years old, and it shall not exceed 3 years.
hope to adopt, thank you!