I. Interest rate of provident fund loans:

The interest rate of the second-home provident fund loan is 3.575% for more than five years and 3.025% for less than five years (inclusive).

Second, the commercial mortgage interest rate:

There is no fixed interest rate for second-home commercial mortgage. Nanchang Bank will float on the benchmark interest rate of the central bank, generally with a minimum floating rate of 20%. The floating interest rate is 1-5 years and 5.88% in 6-30 years.