1. The borrower needs to submit a series of materials to the bank except the ID card, including

When a borrower applies for a personal credit loan from a bank, it is required to fill in the application form in writing and submit the following materials:

(1) my valid identity document;

(2) proof of residential address (household registration book, etc.). );

(3) Personal professional certificate;

(4) proof of income of the loan applicant himself and his family members;

(5) Other information required by the bank.

According to the specific access conditions of the borrower, one of the following materials needs to be reviewed:

(1) written certificate of post and professional technical level issued by the personnel department of the high-quality corporate client unit;

(2) Bank deposits, bonds, funds and other financial assets owned by individuals; Property certificate under the name of the individual (or spouse);

(3) peony platinum card customer information;

(4) Customer certification materials of China Industrial and Commercial Bank's wealth management account;

(5) China Industrial and Commercial Bank personal loan contract text.

2. After the application materials submitted by the borrower are approved by the bank, both parties sign a loan contract.

3. The bank issues loans to borrowers through transfer.

Second, ICBC has been applying for quick loans for several days. Why can't it be found?

Please log in to your personal mobile banking and select "Loan-My Loan-Query Application Result" in turn. Please refer to the page for specific application progress and approval. If in doubt, please contact the business processing network for verification.

(Answer time: 2020 is subject to reality. )

3. How to apply for ICBC's online loan?

Card loan application needs real estate as collateral, and you need to go to the bank counter to sign the agreement. Need a real estate license. If married, show your ID card and marriage certificate. And proof of the owner's work and income. . Based on the fact that the landlord is a student and is underage, it is basically impossible to apply for a card loan. . You just upgraded your card loan link in ICBC online banking, so that your card has a card that can apply for card loan link loan. But in fact. I can't get a loan from the bank. You can directly add my qq5954256 to answer them one by one.

4. Does ICBC have a quick loan?

ICBC loans quickly. ICBC Express Loan is an operating loan specifically for enterprises or self-employed, which does not need guarantee or collateral. The borrower must be the legal representative of the enterprise actually controlled, have full capacity for civil conduct, be between 18-60 years old and have good credit. Industries that are not engaged in finance, real estate, high pollution and high emissions can apply for ICBC fast loans.

The advantages of ICBC's fast loan are high loan amount (up to 5 million yuan) and long loan period (up to 3 years). If you need to apply for a quick loan, you can download the mobile app of ICBC (E) to apply for a loan, and the system will automatically approve the payment, and then repay the loan through mobile banking.