Which mobile loan software is reliable?

1. Which mobile loan software is reliable?

I have used Alipay and online merchant loans. Although the daily interest rate of 0.6/1000 is too high, the advantage is that it tells you clearly. . I have used _vo wallet once in a while and it feels like a trap! But a deep pit! I applied for a limit of 8,100 yuan on the night of March 26, 2020. The page before borrowing showed that early repayment is possible, with a daily interest rate of 0.3/1000. Is it lower than Alipay's borrowing? (I borrowed 30,000 yuan with a daily interest rate of 0.6/1,000.) But after I borrowed 8,100 yuan, the total early repayment on the spot required 8,107.88! The daily interest rate is as high as 0.973/1000! Change this to an annual interest rate of 35/100! The annual interest rate exceeds 20/100 (I forget the specific amount, it is probably around this number) and above, which is illegal income. Why does Immediate Finance, the lender of vi_o wallet borrowing money, "Guangfa Bank" dare to charge a high annual interest rate of 35/100? With doubts, I checked the loan terms. (You can't see it before borrowing money. These are "supplementary terms." How confusing it is!) The terms inside showed one of the terms: There is a handling fee for early repayment. 2: Based on the 5-year interest rate 35/100. A sum of money can be loaned to you for up to one year (up to 12 installments, one per month), but the interest rate is calculated based on 5 years, covering up the illegal behavior of the annual interest rate exceeding 20/100! After understanding this, I immediately paid it back, and I lost 7.88 in vain! I can't bear to eat even 8 yuan fast food. However, Guangfa Bank, which gave _vo wallet, immediately lost 7.88 in its finance! Tell me clearly, even if the annual interest rate is as high as 35/100, I will have no complaints if I dare to use it, but if I use such dirty methods, I will be looked down upon by the world!

2. Which software do first-year students use to get the most loans?

You can apply at your local bank.

Application conditions:

1. Be a resident of mainland China who is over 18 years old;

2. Have a stable address and work or business location;

3. Have a stable source of income;

4. The loan cannot be used for stock trading, gambling, etc.

Conditions.

Processing process:

1. Submit an application to a local bank or lending institution;

2. Prepare various materials required for a loan;

3. Interview with a bank or lending institution;