1, the applicant population does not match, and the white-collar workers are targeting high-quality units such as civil servants, doctors and teachers. If the occupations don't match, you won't succeed.

2. "White Collar Link" is a personal consumption loan product, so the applicant shall not be a self-employed, business owner or similar person, nor shall he be a related person in Bank of Ningbo.

3. Applicants need to have good credit information and a stable source of work income, otherwise, if there is a problem, the repayment will not pass.

The micro-loan product "Bailingtong" issued by Bank of Ningbo not only opened the offline loan mode for users, but also opened the online loan mode for everyone 24 hours a day. At present, the maximum loan amount provided to users is 500,000 yuan, and the longest service period of a single loan cannot exceed 1 year. However, the total credit period of the loan is 3 years, and the loan amount can be recycled as long as it is within the credit period.