Purchase limit. Whether you buy a house with a loan or with full payment, it is subject to the purchase restriction order. The purchase restriction order is not only for loans, but also for buying a house. If you already have two houses in your name, you cannot buy a third house even with full payment. The purchase restriction order has something to do with the number of houses you buy, and has nothing to do with how you pay.

China's real estate regulation policy should follow the principle of a policy system that requires less market intervention, is in line with the development laws of the industry, and is conducive to long-term and stable development. To this end, in addition to strengthening housing security, long-term restrictions on the purchase of commercial housing in cities should be implemented to completely curb speculation and excess. At the same time, some existing non-market regulatory measures should be canceled to ensure the long-term stable and healthy development of the industry. The basic purchase restriction order meets the living needs of the vast majority of families, does not conflict with the home purchase and household registration policies of some cities, and will not hinder the development of the housing rental and vacation property markets.

What to pay attention to when buying a house with full payment

1. If a home buyer purchases a house with full payment, he or she needs to pay a lot of money at once, but the house has not been built yet and can only rely on the developer. Various promotional and planning pictures. At present, many developers on the market will over-package their properties, but what will happen in the future is uncertain and full of variables.

2. Some developers will start selling houses without obtaining the "Commercial Housing Pre-sale Certificate". Such houses are not protected by law. If the house is purchased in full, the rights and interests of the home buyers will not be protected. Also, when buying a house, you should also check the qualifications of the developer and choose a capable developer. Formal developers will be more secure in terms of housing quality and property rights management. Only in this way can we avoid a series of problems such as failure to deliver the house on time, unfinished housing, and substandard housing quality.

3. In the purchase contract signed between the home buyer and the developer, the blank space will be used as a supplementary clause in the contract. However, if both parties do not have supplementary clauses, they should prevent the blank space of the contract from being tampered with by the developer. . When signing a house purchase contract, buyers must read the entire contract patiently and fill in any blank spaces with their rights and interests.