Reasons for the failure of Guangfa's e-second loan line:

First, there is something wrong with users' personal credit information. For example, in loans overdue, the personal debt ratio is too high and the credit information is too expensive.

Second, users do not meet the requirements. To apply for Guangfa E-second loan, one of the provident fund, social security and individual tax must be deposited in the local area for three months or more. If it does not meet the requirements, it will not pass the examination and approval.

Third, the use of funds does not match. Guangfa e-second loan belongs to personal credit consumption loan, and the loan funds can only be used for consumption, not for investment and wealth management.

2. What are the application conditions and open areas of Guangfa Bank's e-second loan?

Application conditions for e-second loan of Guangfa Bank:

(1) The age of the borrower is: 25-55 years old;

(2) Must be a Chinese mainland resident and have worked in the current unit for half a year;

(3) Have a continuous and stable work income and a good credit record.

Guangfa Bank is not open to the whole country for e-seconds. Borrowers in the following fields can apply:

(1) Beijing, Shanghai, Guangzhou, Shenzhen and Tianjin

(2) Shenyang, Benxi, Panjin, Anshan, Dalian, Yingkou and Dandong;

(3) Nanjing, Suzhou, Wuxi, Zhenjiang, Huai 'an, Nantong and Changzhou.

(4) Hangzhou, Ningbo, Wenzhou, Taizhou, Shaoxing, Jinhua, Yiwu and Jiaxing;

(5) Zhengzhou, Anyang,

(6) Wuhan, Changsha and Chengdu;

(Hal;

(8) Kunming, Yuxi, Qujing and Honghe;

Dongguan, Foshan, Zhuhai, Zhongshan, Shantou, Huizhou, Qingyuan, Jiangmen, Zhaoqing, Yangjiang, Zhanjiang, Maoming, Heyuan and Shaoguan.

The borrower should note that the telephone number displayed by the business personnel of the issuing bank when contacting is "95508" (the local or telephone number is added before the number for fraud; Three. E-second loan of Guangfa Bank is frozen.

Details are as follows: 1. If it is caused by the user's bad personal credit, high debt ratio and loans overdue, then the user needs to make up the overdue loan and wait for the system to evaluate the unfrozen amount. Second, if it is caused by system failure, users are advised to call customer service for a solution. E-second loan is an Internet loan product launched by Guangfa Bank for all customers. Loan users can complete the application and approval online through Guangfa Bank official website or the official app. It should be noted that after the e-second online loan quota is pre-approved, loan users also need to sign contracts at offline outlets, and banks will issue loans after completing the signing procedures.

4. How long can I apply for the second loan of Guangfa E after being rejected?

Yes;

Rejection of your application is what you seem to fail to meet the requirements, for example, the money owed by your credit card has not been paid back. You can check it yourself in official website, the credit information center. After the credit information is refreshed, you can reapply;

I've been in this situation myself.