After surviving the Great Depression, maybe the society will enter the Great Depression when it develops to a certain extent. The most famous is probably the Great Depression in America. The Great Depression means that whoever survives will be the next big boss. Let's look at the way to survive during the Great Depression.
Survived the Great Depression with 65,438+0,65,438+0, and strived to maintain physical and mental health: in times of crisis, no one has a chance to win. Although good health and abundant energy will not bring a turn for the better immediately, once they are lost, they will bring a greater double blow than usual. The key here is the routine. Avoid vertical comparison with previous lives, which is just the opposite of prosperity. Do more horizontal comparisons at the same level and find that others are not much better than themselves. The future is always beautiful, as long as they live long enough, they can generally be complete.
2. Prepare for the worst: For example, if you are completely unemployed and have no capital to start a business, what should you do? How can we not starve to death? How do you pay the basic living expenses? If you haven't thought about it yet, start thinking immediately and start preparing: plan expenditure, save, protect capital and manage money, try sideline business and reserve necessary food and daily necessities. Memorize the plan. Once something happens, just deal with it calmly.
3. Pay attention to real-time information: macro environment, economic policies, major events, mainstream trends, etc. Keep in touch with friends from all walks of life, constantly pay attention to and look for opportunities in the crisis, and sometimes seek wealth and risks.
4. Avoid more people who complain about pessimism and anxiety: Bad luck is contagious, and the essential reason is that mentality and emotions will be transmitted, which will affect a person's rational judgment and choice, thus bringing "bad luck".
Cultivate hobbies that don't cost too much money, such as writing composition, planting flowers, fishing, cooking, even taking selfies and doing housework, and record the results to show a sense of accomplishment. Besides making money and spending money, people's value can be measured in many dimensions, and happiness is an ability.
During the Great Depression, the first thing to do was to hold a group to keep warm.
Humans are born with a gift for cooperation. In prehistoric times and Homo sapiens era, faced with various threats from the natural environment, human beings chose the collective life based on blood relationship and family and clan.
Enjoy hunting, gather for use, and guard against the enemy.
So we have to go back to our families.
If a large number of people are unemployed and social mechanisms cannot function normally, it is wishful thinking to hope for the welfare system. The best way to deal with it is to go back to your blood relatives and form a family alliance. To put it bluntly, it is to live with your relatives.
Second, reduce external social interaction.
After the great depression, I still hang out with my friends every day, which is purely uncomfortable. During the depression, when consumption is depressed, everyone will try their best to get more resources to survive, so if you are not your blood relative, you are not credible.
What are the benefits of people cooperating with you?
In the positive sum game, everyone can make money together, but this is zero sum.
Even in negative sum game, what you get more is what I get less. Who will cooperate?
Therefore, during the period of depression, we should be more careful, leave a cause behind, and reduce meaningless social interaction.
Third, saving.
Don't expect to learn any specific skills, you can cross the bulls and bears, and you can achieve the so-called "food and clothing" during the Great Depression. Forget it. In a depression, the most reliable way is to save money and then protect it from being plundered by others.
Can you be a teacher without worrying about food and clothing?
Stop joking. When the Great Depression came, there was no teacher to help. People can't even afford to eat, but also study? There are gunshots outside, and the school is safe.
Being a doctor can be stable and comfortable?
There is a plot in the movie 1942. The landlord's daughter-in-law was dying on the way to escape, so the landlord invited the old doctor. After reading it, the old doctor just said a word and gave me a meal. I was already drifting when I walked.
Therefore, any profession is not reliable. Don't fantasize about having a career to stay independent. In this case, either the Great Depression has never come or the entry threshold is too high.
There is a job that can live well, and everyone rushes to do it. Why not squeeze it into patties?
The only thing you can do is to save, save everything you have as much as you can, and then protect it with your family (note that the savings here are savings materials, and beware of the collapse of money and credit during the Great Depression and becoming waste paper). The program is always one word: carry.
The most difficult time passed and he soon became a hero.
Finally, beware of religion.
The more troubled times, the more prosperous religion. In the era of Chengping, everyone was busy making money. Who cares if your god is alive or dead? But during the Great Depression, the future was hopeless, and people would seek various ways to change the status quo.
On the one hand, religion can paralyze itself and relieve pain, on the other hand, it also brings false expectations to itself. After all, it's useless to do anything else. It is better to pray than to be in a daze.
Once a person enters a group, his mind will decline and his decision will become impulsive. This is the characteristic that MLM uses to control people.
There is also a plot in the movie 1942. During the famine, missionaries were active frequently, claiming that "it was because they didn't believe in God that this disaster was caused".
So, be careful of religion. You can use religion to release mental stress and seek ideological emancipation, but don't use religious thinking to make decisions when making important decisions about survival. The material resources that should be kept still have to be kept. Don't let things go down, the Lord won't accept you, it will be a disaster.
Survived the great depression. Avoid insolvency.
A few years ago, most of my friends around me pursued profit maximization, and they did not hesitate to mortgage their assets for more funds and bet on the future.
But then you must try to reduce your debt, because once you encounter the black swan incident, everything you have will disappear in this Great Depression.
Avoid short-term debt
Any debt or mortgage must be considered clearly! If you still have to take on the mortgage at this time, it is suggested to lengthen the time, reduce the loan pressure in the middle and spread the risks as much as possible, otherwise it may crush you one day.
cutting down expenses
All consumer loans are prohibited. For example, I now cancel flower shops and credit cards, reduce long-term cash deposits, and ensure ample cash flow savings.
The epidemic in 2020 taught us a lesson. Cash flow is really important. Both individuals and enterprises often "die" in cash flow and finally disappear in the darkness before dawn.
So how much should I prepare for the winter?
There is no income for more than one year, and no loan is needed to maintain the family's cash flow.
4. Reduce investment income
Many people say that this is a once-in-a-lifetime opportunity to bargain-hunting.
I'm sorry, how many powerful people died at the bottom of the bargain. Most of what you think of as bargain hunting is copied on the hillside.
For example, unlucky me, I have been losing money since I bought it.
So stop this wishful thinking and set yourself a safe investment ratio. Don't be affected by short-term fluctuations, and use your abundant and stable cash flow to counter the unpredictability of the outside world. Fixed investment will be a better investment habit.
When investing at the same time, pay attention to diversifying risks. Gold, funds, A shares, etc. We should also invest in a certain proportion, and leave some cash to bargain-hunt undervalued assets during the recovery period of the economic crisis.
5. Increase sideline income
Recently, the news of corporate layoffs is endless. Whether you are a state-owned enterprise or an internet enterprise, the most important thing now is to cultivate your second professional ability.
When you lose your job one day, especially when you still have debts at home, it's too late to think about it. Crisis will not wait for you. In any case, give yourself a little pressure, even if the media are everywhere now, it is still a good way out, as long as you can persist.
6. Keep your hobby.
Unemployment is painful, especially when you are struggling to find a job, often despair will devour you first.
At this time, you must find a positive hobby that you like, such as exercising, planting flowers or practicing calligraphy, which can make your life meaningful and give yourself a little spiritual sustenance at this hopeless time.
If you happen to have the desire to write a novel or learn a musical instrument, this time will be a very good time.
Survived the great depression. Improve yourself.
For ordinary people, especially those with few skills, the Great Depression represented unemployment and low wages. Because of the economic downturn, the company's efficiency will also be bad, resulting in a large number of people who can't find jobs and do nothing. Most of these people are college students. Don't be anxious at this time, because your anxiety alone may cause a series of chain reactions, and no one can predict what will happen in the end. At this time, what you have to do is to improve yourself.
1929 In the United States, when the Internet was not as convenient as it is now, Americans at that time would go to the library-of course, some people would kill time. There are many ways to improve yourself, whether it's a library or a network. What we need to do is to learn these. After all, if you have more skills, you will have more opportunities to find a job in the future.
Second, reduce expenses.
Maybe there will be laid-off people. If you are a college graduate who can't find a job and there are no special circumstances at home, that's fine, but if you reach middle age, you will lose your income once you lose your job. Then at this time, what you need to do is not only take the time to see if there are other opportunities, but also do one thing, that is, reduce expenses, especially some unnecessary expenses.
1929 during the great depression, American capitalists would rather pour milk into the river than give it to the poor. In this morbid situation, families must cut back on expenses in order to survive. If you can't afford meat, you can use lunch meat instead. If you can't afford to buy vegetables, you can buy discounted and unsold vegetables at the end of the supermarket. Even poorer families will pick leaves. Children will also pick up soda bottles to sell and recycle Christmas cards.
Everyone has a desire to buy. When your financial conditions are not enough to support your desire, you can only suppress your desire and learn to tighten your belt. Learn to give up some things that are "temporarily unnecessary" and "not necessarily necessary", learn to choose and know what is most important. The winter of the Great Depression will always pass. It may or may not last long, but we must keep a belief in our hearts. That is to say, it must be warm spring in bloom after surviving the winter of the Great Depression.