With a loan of 2 million yuan to buy a house, the down payment is also a big expense. Plus the loan and interest, the price of a house is 3-4 million, which is very happy and stressful, so it is not cost-effective to borrow 2 million to buy a house.

Bank loan refers to an economic behavior that banks lend funds to people in need of funds at a certain interest rate according to national policies and return them within the agreed time limit.