Before the opening of the mortgage networking provident fund withdrawal business:

If you want to withdraw the provident fund, you need to take the repayment voucher to the provident fund management center to withdraw the provident fund after the bank repays.

After the opening of the mortgage networking provident fund withdrawal business:

If you want to withdraw the provident fund, users can do it online. Borrowers need to bring their ID cards and recent repayment vouchers to any management department of the municipal provident fund center to go through the mortgage loan networking procedures. If you haven't signed the electronic provident fund, you need to sign the online channel at the same time, and handle it at the same time with the above materials, joint provident fund card and my current mobile phone. If both husband and wife need to withdraw the provident fund, they need to sign the electronic provident fund separately.

(The picture shows that the electronic provident fund contract business has not been opened. Click "Mortgage Loan Repayment and Withdrawal", and a handling prompt will appear. )

If online mortgage withdrawal business and electronic provident fund signing business are not started, logging in to official website and Tianjin Housing Provident Fund APP or official WeChat official account will prompt that "signing electronic provident fund service" is needed, and online mortgage withdrawal of provident fund cannot be carried out.

Users only need to go to the provident fund management center for authorization once to open online mortgage withdrawal business and electronic provident fund signing business, and then only need to withdraw the provident fund online every month. (Because it involves user account security issues)

At present, the mortgage loans handled by users in Tianjin Construction Bank, Industrial and Commercial Bank, Agricultural Bank and China Bank can be withdrawn online if they have not been settled. It is estimated that China Merchants Bank, China CITIC Bank, China Bohai Bank and bank of tianjin will be added before the end of February 20 18, and three cooperative banks will be added in the first half of 20 19.

The specific operation process is as follows (taking "Tianjin Housing Provident Fund app" as an example)

Step 1: Log in (account number is ID number, password is electronic channel query password).

Step 2: After logging into the interface, click "Extract" at the bottom of the screen.

Step 3: Select "Mortgage Loan Repayment and Withdrawal" to enter the loan selection interface, select the registered loan and click "Next" at the bottom of the screen.

Step 4: Enter the extraction interface, fill in the extraction amount within the range of the extractable amount, and click "Next".

Step 5: Double verify the mobile phone verification code and the provident fund card password, and click "Confirm Extraction".

Step 6: Business acceptance is successful.

Situation 2: There is an outstanding provident fund loan (pure provident fund loan or provident fund portfolio loan) and a mortgage loan under the user name.

If the user wants to withdraw the provident fund from the mortgage, the monthly normal repayment part can be withdrawn online or at the counter through the way of "case 1". For the large prepayment, if the repayment voucher is before September 1 in 2065438, it can still be used to apply for withdrawal of provident fund after September 1, and there is no need to settle the provident fund loan; If the user repays the mortgage in advance after September 1, 20 18 (inclusive), he can't apply for withdrawal temporarily (online withdrawal or counter handling is not allowed), and he needs to apply for it after the provident fund loan is settled.

Situation 3: There are only provident fund loans (pure provident fund loans or provident fund portfolio loans) under the user name.

If the user has already handled the "entrusted withdrawal of provident fund" business when applying for a loan, these users only need to ensure that the balance of the repayment deduction account is sufficient before the repayment date, and no other operations are needed. After monthly repayment, the provident fund will be automatically withdrawn to the account specified in the entrustment agreement.