(1) Original ID card, household registration book or other valid proof of residence, and provide its copy;

(2) proof of occupation and economic income;

(3) car purchase agreement, contract or letter of intent signed with the dealer;

(4) Other materials required by banks or lending institutions.

There are two ways to apply for a car loan: personal credit loan to buy a car (no mortgage and no guarantee, generally requiring you to have good credit and stable work income), or real estate mortgage loan to buy a car (using real estate as collateral). Personal credit loans can generally be used for 5 years, with a down payment of more than 30%. Generally, a mortgage loan can be used for a car for up to five years, with a down payment of more than 30%. The interest rate is mainly determined by your loan type and personal qualifications.

5. If the car price is high, you can directly apply for a real estate mortgage loan, or consult the 4S shop to buy a car by stages.

The new Nu series engine is obviously designed to reduce fuel consumption. Kia Chi Run is divided into 2.0 and 2.4 displacement in power distribution, both equipped with dual VVT and θ-II engines, and adopts variable intake manifold technology, which is the same as the engine used by Beijing Hyundai ix35. All the 2.0-liter models have been replaced by Nu series engines which have been widely used in Europe and America. As the next generation product of Theta (Greek letter θ)II, the new Nu (Greek letter Nv) series engines retain the dual continuous variable valve timing DualCVVT and VIS variable intake manifold technology of ThetaII, and the engine weight is also reduced by 9%. In terms of power performance parameters, the maximum power of the new generation 2.0-liter Nu engine is 2 horsepower higher than that of the old model Zhirun. The new Zhipao Nu engine is the basic version, which prepares for the expansion of GDI in-cylinder direct injection, CVVL continuously variable valve lift, HEV hybrid system, LPI and ethanol engine. 2.4Lθ-II engine (with dual VVT variable intake manifold technology), with maximum power128kw/6000rpm (174hp); The maximum torque is 226 Nm /4000 rpm; In terms of parameters, you can't lose to Japan CR-V or RAV4. In the early stage of the engine, SmartRun can be completely handy. When you lightly step on the accelerator pedal, the driver will get more than easy operation, because at the beginning, a slightly larger accelerator will give the vehicle signs of moving forward. The M5GF 1 five-speed gearbox of the manual gearbox model was upgraded to the M6CF4 six-speed manual gearbox which is the same as Kia K5, which reduced the high-speed rotation speed, thus effectively reducing the fuel consumption and noise.

Million car purchase subsidy