Elephant premium cooperates with third-party financial institutions, which lend money. After the user applies for a loan, he has passed the audit of the elephant premium, and the lending institution will also conduct an audit on the user. If it fails to pass the audit of a third-party financial institution, a prompt that the third party refuses to lend money will be displayed.

First, online lending, mbth is Internet lending, and p2p online lending is short for peer-to-peer lending, including personal peer-to-peer lending and commercial peer-to-peer lending. P2P online lending refers to direct lending between individuals through the Internet platform. It is a sub-category of the Internet finance (ITFIN) industry. In 20 12, the number of online lending platforms in China increased rapidly, with about 350 active platforms so far, and the total number reached 3,054 by the end of April 20 15.

2. From 2065438 to September 2009, the Leading Group for Special Remediation of Internet Financial Risks and the Leading Group for Special Remediation of Online Lending Risks jointly issued the Notice on Strengthening the Construction of Credit Information System in P2P Online Lending, supporting the operating P2P online lending institutions to access the credit information system.

Third, the essence of internet finance still belongs to finance, and it has not changed the characteristics of financial risks such as concealment, contagiousness, extensiveness and suddenness. Strengthening the supervision of Internet finance is an inherent requirement to promote the healthy development of Internet finance. At the same time, Internet finance is a new thing and a new format. It is necessary to formulate a moderately loose regulatory policy to leave room and space for Internet financial innovation.

Fourth, by encouraging innovation, strengthening supervision and mutual support, we will promote the healthy development of Internet finance and better serve the real economy. Internet financial supervision should follow the principles of "legal supervision, moderate supervision, classified supervision, collaborative supervision and innovative supervision", scientifically and reasonably define the business boundaries and access conditions of various formats, implement regulatory responsibilities, clarify the bottom line of risks, protect legitimate operations, and resolutely crack down on illegal activities.

Fifth, peer-to-peer lending includes personal peer-to-peer lending (P2P peer-to-peer lending) and online microfinance. Personal peer-to-peer lending refers to direct lending between individuals through the Internet platform. Direct lending on the personal peer-to-peer lending platform belongs to the category of private lending, which is regulated by the Contract Law, General Principles of Civil Law and other laws and regulations as well as relevant judicial interpretations in the Supreme People's Court.

6. Network micro-credit refers to the micro-credit provided to customers by Internet companies through their controlled micro-credit companies. Network microfinance should abide by the existing regulations of microfinance companies, give full play to the advantages of peer-to-peer lending, and strive to reduce the financing costs of customers. P2P loan business is supervised by China Banking Regulatory Commission.

Summary of reasons for unqualified elephant quality inspection! That's all the questions!

Although the application threshold of online lending platform is relatively low, many friends are rejected when applying for loans. There are many friends who failed in the examination of elephant superior products. Many friends want to know what this is all about. Today, I will give you a good introduction to the reasons for the failure of the audit of elephant superior products.

From the example, there are three main reasons for the failure of elephant superior product audit. Next, I will introduce you to the detailed reasons.

1. The borrower information is incorrect.

When many people apply for a loan from Xiaoxiang Youpin, due to carelessness or other reasons, the loan information filled in is wrong, inconsistent with the facts or contradictory. In this case, the excellent products of elephants will not pass the examination. Those who practise fraud will lose the qualification to apply again.

2. It does not meet the loan standard of elephant superior products.

A friend failed the audit because he did not meet the loan standard of Elephant Premium. People under the age of 18 with poor personal credit do not meet the loan standard of elephant premium, and naturally cannot pass the loan review.

3. There is something wrong with the credit card

If everyone is rejected when using Elephant Premium to return the credit card, it is likely that there is something wrong with the credit card. Credit cards usually have the following problems:

(1) The credit card does not match the borrower's information and does not belong to the borrower himself;

(2) The credit card record is very bad, which has been frozen and can only be borrowed;

(3) The credit card has been reported lost and cancelled.

Above, I have introduced the reasons for the failure of the elephant excellent product exam and related matters, hoping to help you.

Xiao Xiang's application for excellent products was made seven or eight times, all of which showed that the signature was rejected. Can I pass the double eleven application again?

Xiaoxiang's application for excellent products was made seven or eight times, showing that all of them were rejected, and the double eleven application could not be passed. After the application for superior elephant products is approved, the quota will be issued, and the payment period will be unstable. During the payment period, the employer will also review the qualifications for the second time. If the second audit does not meet the loan requirements, the audit fails. If the payment shows that the approval is not passed, this situation is dead, and it is difficult to apply for the next payment in a short time. After the application is passed, it shows that the loan failed, which was caused by the matching employer. If the loan fails, you can sign a new contract to match different lenders, and then you can apply for the next payment.