1. Personal housing loans: The single loan of personal housing commercial loans does not exceed 8% of the total house price, and the longest loan period is 3 years. The specific amount is determined according to the borrower's monthly repayment ability. According to different banks, the loan amount fluctuates according to the requirements of the banks.

2. Personal housing provident fund loan: Most cities have stipulated the maximum amount of a single housing provident fund loan. For example, the maximum amount of individual housing provident fund loans in Guangzhou is 5, yuan. Secondly, the maximum amount of housing provident fund loans does not exceed 7% of the total house payment.

3. Personal housing portfolio loan: the sum of provident fund personal housing loan and bank housing loans on own account is up to 8% of the sales price or appraised value (whichever is lower), and the maximum amount of provident fund personal housing loan shall be implemented in accordance with the relevant regulations of the local housing fund management department.

4. Personal car consumption loan: The maximum loan amount generally does not exceed 8% of the price of the purchased car.

5. Personal durable consumer goods loan: the starting point of the loan is not less than RMB 3, (inclusive), and the maximum loan amount is not more than RMB 5, (inclusive). Among them, if secured by mortgage, the loan amount shall not exceed 7% of the assessed value of the collateral. In case of pledge, the loan amount shall not exceed 9% of the face value of the pledged right. If credit or third-party guarantee is adopted, it shall be determined according to the credit rating of the borrower or guarantor.

: Because of the different levels of economic development in different parts of the country, the provisions of the credit line are also different. Under normal circumstances, the actual loan amount of personal credit loan depends on the qualification of the applicant, and the applicant's occupation, income and credit information will all affect the loan amount. When applying for a credit loan in a bank, the loan amount of an individual unsecured loan is usually about 1 times his monthly income.

Legal basis: Article 9 of the Interim Measures for the Administration of Personal Loans, the lender shall establish a reasonable control mechanism of the borrower's income and debt repayment ratio, reasonably determine the loan amount and term in combination with the borrower's income, liabilities, expenditure, loan purpose, guarantee and other factors, and control the borrower's repayment amount in each installment not to exceed his repayment ability.