In the credit industry, the common loan methods are secured and unsecured. There are many online lending platforms that can provide unsecured loans for everyone, and you can apply with personal credit. Today, I will introduce you to several such loan platforms.
360 IOUs
360 IOU is a 360 financial unsecured pure credit ID card loan platform, which evaluates the credit of customers as a whole based on 360 big data and provides cash loans on this basis. The maximum loan amount is 200,000 yuan, and the longest repayment period is one year.
Xiaomi loan
Xiaomi Loan is a personal credit unsecured platform of Xiaomi Company, and it can also be applied on WeChat. Xiaomi loan can provide you with a loan of up to 200,000 yuan, and the daily interest of the loan of 65,438 yuan+0,000 yuan is the lowest, which is only 2 yuan, and the interest is calculated according to the number of days of use.
Ant, please.
Ant borrowing is Alipay's unsecured personal credit, with a line of 1 0,000-300,000. The daily loan interest rate is 12 months, and the loan speed is very fast.
Kuaiyihua
Kuaiyihua is an unsecured personal credit of Wanda Finance, with a maximum loan amount of 50,000. It has its own mobile phone loan software, and only users aged 20-60 with good credit information can apply for the lowest loan interest rate.
Anyihua
Anyihua is a product that can be borrowed from consumer finance companies immediately. The loan amount is between 1000-50000, within which cash can be withdrawn, phased and consumed, and approval and lending can be completed in three minutes.
What lending platform is easier to pass?
The most accessible loan platforms are:
1, Meituan borrows money: Meituan has a good credit. The big data of Meituan is good. Loans with good personal credit status are easier. The annual interest rate is 7.2%. Implement differential pricing. Everyone's loan interest rate will be different. The final loan result is subject to the system evaluation.
2. Doudou Coin: Pure credit loan does not need mortgage guarantee. The borrower meets the basic loan conditions, has no bad credit record, has high account activity and stable repayment ability. The system automatically approves the loan, and the result can be obtained in a few minutes.
4. Financial e-loan: ICBC credit loan, up to 500,000 yuan, only for ICBC customers. If it is a mortgage and credit card customer of ICBC who has a good repayment record and has purchased wealth management products from the bank, so much the better. The loan is easy to pass, and the loan interest rate of 202 1 is still good.
5. Qian Qian Flower: Baidu's credit loan is not very demanding to the borrower. Register an account with mobile phone, improve personal information, provide valid ID card and bank card, complete identity verification and obtain loan amount. The system automatically approves loans, which can be quickly received.
How to apply without a mortgage? All five platforms can be made with mobile phones!
In daily life, many people have loan needs. When handling, everyone is unwilling to provide collateral, which is more troublesome. So, how can I apply without a mortgage? Here are five online lending platforms that can apply for unsecured loans.
Baidu has the money to spend small loans:
The loan products that Baidu has money to spend are mainly based on the fact that everyone can apply for personal credit. The borrower should be over 22 years old but under 55 years old. The loan amount will not be large, which is often determined by the borrower's comprehensive credit situation. With the improvement of credit, the borrower's credit limit will gradually increase.
Ant flower Bai:
Ant Financial's loan products do not need to provide mortgages and guarantees, and they can be opened with good comprehensive credit. The credit line of Huayuan cannot be withdrawn, and it mainly supports consumption through Alipay. The longest loan term in Bai Hua is 4 1 day, and you can choose to repay voluntarily at any time after 1 is issued.
Xiaomi loan:
Xiaomi Financial's microfinance products also provide installment services, with a maximum loan of 200,000, because it is not for all users. The expected annualized interest rate of Xiaomi financial loan is calculated on a daily basis and repaid on a monthly basis in the form of equal principal and interest.
Haier consumer finance Hi Pay:
A product of Haier Consumer Finance supports consumption installment and credit loan, and the application conditions are relatively simple. The maximum loan amount is 200,000 yuan, and the minimum credit amount for borrowers with good credit is generally 654.38+0,000 yuan, which can meet the basic daily borrowing needs.
Gitzo Super Loan:
Pay attention to the official account of Gitzo WeChat or install a Gitzo super loan mobile APP online. The loan amount ranges from 2000 to 50000 yuan, which can meet the capital needs of most users.
Let's talk about the introduction of unsecured credit loan app first.