Yes, you need to make a certificate of entrustment, and you can handle a unilateral power of attorney or an entrustment contract between both parties. It is necessary to issue the identity certificate, marriage certificate and real estate certificate of the client and the trustee, and go to the notary office in person. The notary office takes notes of conversations, notes the relevant contents, entrusted matters, authority, etc., and issues a notarial certificate. Entrusted notarization has a ready-made format, and the notary can make it.
materials to be provided for mortgage loan:
1. three copies of the applicant's and spouse's ID card and original and photocopy of the household registration (if the applicant and spouse do not belong to the same household registration, a marriage certificate shall be attached).
2. original house purchase agreement.
3. One original and one copy of the advance payment receipt for 3% or more of the house price.
4. Proof of the applicant's family income and relevant assets, including payroll, personal income tax forms, income certificates issued by the company, bank deposit certificates, etc.
5. One copy of the developer's collection account number. Extended information
1. Apply for a loan amount according to your ability. When applying for a personal housing loan, the borrower should make a correct judgment on his economic strength and repayment ability, and at the same time make a correct and objective prediction on his future income and expenditure. Generally speaking, you should analyze your expected income trend from your age, education, industry prospect of your occupation, nature of your unit and other factors.
second, you should choose a good loan bank for mortgage. For the borrower, if you buy an existing house or a second-hand house, you can choose your own loan bank. The more services provided by mortgage banks, the more detailed they are. You will get flexible and diverse personal financial services, as well as a rich service and product portfolio.
Third, choose the repayment method that suits you best. There are basically two ways to repay personal housing loans: one is equal repayment, and the other is equal repayment of principal.
Reference: Baidu Encyclopedia-Housing Mortgage Loan