1. First of all, the borrower needs to bring the necessary loan materials such as ID card, work certificate and bank account number to the designated place, fill out the Application Form for Personal Credit Information Collection Authorization according to the company's requirements, and submit the form for review after completion.

2. Secondly, after the approval, the borrower will receive a telephone notice from the loan company, and after confirming that the borrower's information is correct, notify the borrower to sign a contract with the company. The borrower brings ID card, household registration book, marriage certificate, education certificate, income certificate and other supporting materials to the company to sign the contract.

3. After signing the contract, the borrower needs to pay the down payment as required, and go through the relevant formalities as required by the company.

After the final formalities are completed, the company will issue the loan to the borrower's bank card.