Online loan collection may come to your door to collect, but not all situations will happen. Collection agencies usually contact borrowers via phone calls, text messages, emails, etc. to request repayment. If the borrower fails to repay or refuses to repay for a long time, the collection agency may resort to door-to-door collection methods.

The purpose of door-to-door collection is to exert certain pressure on the borrower to urge him to repay. Collection officers may meet face-to-face with borrowers to understand their willingness and ability to repay and provide repayment options. During the door-to-door collection process, the collection staff will try their best to communicate with the borrower and seek solutions, but they may also adopt some collection methods, such as warnings and threats.

However, it should be noted that collection companies must abide by relevant laws and regulations when conducting door-to-door collections, and cannot use violence, intimidation and other illegal means. The borrower has the right to refuse to talk to the debt collector or ask him to leave. If the debt collector's behavior is illegal or infringes upon the borrower's legitimate rights and interests, the borrower can complain to the relevant department or seek legal aid.

In short, online loan collection may come to your door to collect, but the specific situation will vary depending on the borrower's repayment situation and the collection company's strategy. If you encounter a collection problem, it is recommended that you communicate with the collection company in a timely manner and understand your rights and legal protection measures.

Although many online loans are not subject to credit reporting, each small loan platform has its own third-party big data credit platform. If there is an overdue or non-repayment, , then the third-party platform it cooperates with will leave a record. If you want to apply for a loan on other small loan platforms, it will basically be difficult to pass. You can obtain a big data report on "Changbai Data" to grasp your own big data status in a timely manner. It is an online loan big data query system that provides accurate and complete data information to online loan applicants.