Current location - Loan Platform Complete Network - Loan consultation - Distributed apartments, centralized apartments, blue-collar apartments! How did you choose a house?
Distributed apartments, centralized apartments, blue-collar apartments! How did you choose a house?

Key points of house selection

1: Location selection:

Before going to see a house, the first thing you need to determine is the area where you want to buy a house. The supporting facilities around the area are very important. Choose a region based on personal needs. Analyze from the following dimensions.

The city center area

In fact, it is the most prosperous area in a city. Usually, the residential housing prices in this area are also at the first-tier level in the city. However, due to the noisy environment and building density, High-end issues are generally not considered the most expensive areas in the city. Such an area may be a good choice for business residence or rental, but it is unlikely to be a long-term residence. The supply of residential real estate in this area is mainly small-sized, and its main purpose is investment.

The sub-central area

That is, it is near the Second Ring Road. It is close to the downtown area, but still a certain distance away. The commercial format is more in line with the consumption characteristics of modern people than in the city, and the flavor of life is very strong. , but due to the concentration of early residential areas in the city, the supply of new houses should not be large, but there will be many second-hand houses changing hands. New home products are mostly high-rise. However, compared to the city, it has a certain community scale, slightly better habitability, and a slightly lower cost of living than the downtown area. This is suitable for some families with successful careers, or as a school district housing.

CBD and development zones

These areas that were not favored by people in the past will completely change their appearance in just a few years due to the government's development efforts and become emerging urban areas. Usually as long as development matures, housing prices in such areas will skyrocket. This is also the area chosen by most people at present. Before development matures, its housing prices will be relatively low. For young people with a vision, if they start early, houses in this area are both suitable for living and strong. Investment, of course, as long as you have the patience to wait.

Exurban areas

To sum up, houses in outer suburbs are cheap, have low floor area ratio and good environment. They are still quite attractive to many young people with limited financial strength. However, in When choosing, supporting facilities must not be missing. The houses in these areas may be good in themselves, but without the construction of corresponding supporting facilities, the development of corresponding industrial chains, and the influx of population, there is basically no value-added potential.

Transportation comes first

For young home buyers, the first thing to consider is transportation, and it must be transportation that can be seen within the expected period. Many projects advertise subway entrances, but First, take a look at the opening time and actual distance of the subway, and calculate the traffic time to the work area. The traffic situation will directly affect the occupancy rate and the formation of surrounding facilities. Some so-called later planning will have an impact on your life in the past 5 to 10 years. Only then can the effect appear.

Educational Issues

The second is the educational issue. When changing houses from the market, the education of children has become a very important factor. Many people do not have a school because there is no school next to their residence. Schools that are too far away make transportation a big problem for office workers, which often leads to changing houses or even renting houses near schools. Therefore, in this choice, school issues must be taken into consideration. For the market, often The advertised school district housing and degree housing, please see the article link for details.

Sister S: Be alert! Be careful of falling into the pit of "education real estate" (attached: Xi'an degree housing, school district housing projects)

No matter where you choose a house, home buyers need to pay attention to carefully choosing the small environment around the community. The two projects are only 1,000 meters apart, so one may be noisy and the other is quiet; although some projects are close to the main road, it is not easy to get in and out of the community; other projects are only a few hundred meters apart, but one can be One can see a tranquil lake while another can only see a busy road; within the same project, some may have a broad view while others may rarely see the scenery. Therefore, when buying a house, you must remember: decide which location to buy based on the funds on hand, and do not let your quality of life decline just because you buy a house.

2. Price:

Second, what you need to know is the price. Compared with the surrounding competing products, is there any difference in price and whether you can accept the price.

Don’t you lose money by shopping around? This business term also applies to home buyers when choosing a house. Compare the property with surrounding products. On the other hand, consumers must be careful not to think too highly of their own economic strength. Don't be greedy for face and vanity and buy a house that is beyond your ability. Although you can get a loan, the monthly repayments will still create pressure, and the longer the loan is, the more interest will accrue.

3. Products

Third, what needs to be understood is the product, from the floor level and unit type to the ventilation and lighting, and every detail that can provide a living experience should not be overlooked. . 3 outside and 4 inside, exclusive tips for you~

Outside 3

The first step is to choose the floor.

The floor is the first consideration when choosing a suitable apartment type. The problem is also a decision with the most comprehensive analysis factors:?

1. Large spacing between buildings: "National Standard Urban Residential Area Planning and Design of the People's Republic of China" stipulates: Residential sunshine standards in large cities There are 2 hours of sunshine on the Great Cold Day and 1 hour on the Winter Solstice. The residential buildings for the elderly should not be less than the standard of 2 hours of sunshine on the Winter Solstice. It is generally required that the distance between buildings arranged in the north-south direction is 0.7 times the building height, and that in the east-west direction it is 0.5 times. Only with a large distance between buildings can the five major problems caused by lighting, ventilation, privacy, safety and noise be avoided.

2. Not close to roads, parking lot entrances, businesses, etc.: Places where cars and people gather will inevitably bring noise. In fact, since the square dance aunties came into existence, the square has become a hidden danger now.

3. Not near gas stations, substations, etc.: There is no doubt that these unsafe factors should be avoided as much as possible, at least within a safe range. my country's current requirements for the distance between equipment and buildings: 10KV to 35KV substations are required to be more than 12 meters away from residential houses from the front and 8 meters from the sides; the construction of substations above 35KV requires more than 15 meters from the front to residential buildings and 12 meters from the sides Above; for 110 kV underground high-voltage substation projects, it is clearly required that the distance shall not be less than 300 meters. According to the national standard "Code for Design and Construction of Automobile Gas Stations", gas (gas) stations in cities should be at least 10 meters away from ordinary residential buildings.

4. Stay away from uncertain factors: There are plots to be planned in the southeast, northwest and northwest of the selected building, which will undoubtedly cause hidden dangers for future living. For example, there were safety issues in the past due to the construction of a super high-rise building next door, which caused the building itself to sink; there was also the problem of buildings rising on the north plot blocking the gate of the community and the view of the north building.

The second step is to select floors

This issue also needs to be considered comprehensively: the distance between buildings, the type of building property, the ratio of stairs to households, etc. all need to be taken into consideration.

1. Bungalows: Bungalow products are generally 61 and 71 floors. When choosing bungalow products, most of them choose the second and third floors with bottom floor, top floor or garden or terrace. The main purpose is to improve the conventional house type in the past and realize the pursuit of "garden". This is why the prices of flat-floor units on the 4th and 5th floors are lower.

2. High-rise: With normal building spacing and staircase-to-door ratio, you can choose a relatively high floor. Ventilation, vision, and lighting will be guaranteed. Generally, the golden section of the 33rd floor is the best. Okay, so around level 20 is best.

The third step is to look at the orientation

In order to ensure lighting, northern cities mainly use south-proportioned rooms, but sometimes there will be a certain angle of inclination due to the floor layout. But ensure that at least two rooms face south (client, master bedroom), and for houses with different terrace ratios, the choice of orientation is also different.

1. A pure slab building with two units on one staircase: The natural lighting surface of the house with more than two units on the east and west ends is definitely better than that of the two units in the middle.

2. Two staircases Four-family house: When choosing a house with north-south transparency, you must pay attention to the protruding distance between the two south-facing houses in the middle, and whether there is any obstruction to the north-south transparent house.

3. Point-type buildings with high terrace-to-unit ratio: In fact, the floor area ratio of land sold in Xi'an has dropped significantly compared with the past, and products are also being rapidly replaced and optimized. Residential buildings with high terrace-to-unit ratio have been gradually phased out. Out of the market, most of the products currently seen are apartment products.

When choosing such a product, only consider the lighting surface, southeast (southwest) > south direction > east door (west door) > northeast (northwest) > north direction.

Inside 4

The first step is to look at the layout

Whether the layout is reasonable not only affects the living comfort but also the convenience of life. Reasonable layout is based on these aspects Reflection:

1. Permeability: It is one of the important indicators to measure the quality of a house. The wider the width and the smaller the depth, the better the ventilation capacity of the house. It should be noted that the depth of the house should not be More than 14 meters.

①The ratio of depth to width is 6:4. It should be noted that the depth of the house should not exceed 14 meters;

②It is correct to pursue north-south transparency, but be careful Fake transparent house types on the market

(Typical fake transparent house type)

2. Separation of dynamic and static areas: living room, dining room, kitchen, secondary bathroom etc.) are areas where people move more frequently and should be set up close to the entrance door, especially the kitchen; while quiet areas (bedrooms, study rooms, master bathrooms, etc.) are mainly for the owners to rest and are relatively quiet, so they should be placed as much as possible on the inside of the apartment. The separation of the two allows people who receive guests, entertain or do housework to do their activities with peace of mind; on the other hand, it will not disturb those who are resting and studying too much, reducing mutual interference.

House types with reasonable dynamic and static partitions (the bedrooms are arranged on the deep side of the unit, far away from the entrance door):

House types with unreasonable dynamic and static partitions (the second bedroom is closer to the entrance door) , activities in the living room have a greater impact on the second bedroom):

3. Feng Shui: Feng Shui is a very profound knowledge. Sister S will tell you a trick first: Don’t face the entrance door to the bathroom, and listen to the rest. Decomposition next time

The second step is to look at the dimensions

The following dimensions are mainly to meet the minimum living space size:

The living room bay should not be less than 3.6m;

The master bedroom generally adopts the sizes of 3.3m*3.6m, 3.6m*3.9m, 3.9m*4.2m or 4.5m, and the minimum size shall not be less than 3m*3.3m;

Second bedroom Generally, 3m*3.3m and 3.3m*3.6m are used;

The study area is smaller than the second bedroom, and the area of ??6-8㎡ is within a reasonable range;

U-shaped design The kitchen has a wider operating surface, and the L-shaped kitchen has a net length of not less than 2.1m and a net width of not less than 1.5m;

Bathrooms are generally about 4 square meters, and the dimensions are mostly 2m*2m and 1.8m*2.2m;

The third step is to look at the floor height

Let’s first distinguish between “floor height” and “clear height”. Floor height = indoor clear height and floor thickness; indoor clear height is from the ground to the upper part. The vertical distance between the bottom of the floor or the bottom of the ceiling. The thickness of the floor of commercial housing is 12cm-15cm. Sister S reminds everyone that the "Commercial Housing Sales Contract" restricts the floor height of the house. Many home buyers measure the indoor net height when handing over and accepting the house. Don't ignore the thickness of the floor slab, which will cause errors.

According to the "Residential Design Code", the floor height of ordinary residential buildings should be 2.80 meters; the indoor clear height of the living room and bedroom should not be less than 2.40 meters. The floor height of high-rise products in Xi'an is mostly 2.8m-3.0m, and the floor height of bungalow products is mostly 2.9m-3.1m, which conforms to the design specifications. Sister S couldn't help but complain that the floor height of residential buildings in Zhejiang Province must be above 3m. It will be approved and approved for construction by relevant departments.

The fourth step is to check the housing availability rate

The housing availability rate is related to the final use area of ????the house, which directly affects the life and daily life of the owner. The housing availability rate = (the building area of ????the house is free area) / building area, building area in the suite = building area - common area (mainly refers to elevator shafts, stairwells, garbage chute, transformer room and other public and management rooms that functionally serve the entire building Building area), please note, the actual use area? The building area within the suite, the building area within the suite = the use area within the suite, the area of ??external walls? the area of ????the internal walls.

There is another algorithm for the housing acquisition rate: housing acquisition rate = 1 - shared rate, then the shared rate = shared area/building area, pay attention to the shared rate? shared coefficient, shared coefficient = Shared area/building area in the apartment (as shown below), so the shared coefficient is greater than the shared rate. The shared coefficient is publicized in the forecast report of the sales department and the actual measurement report at the time of handover~

The available area is the usable area, and the room acquisition rate is closely related to the usable area. The larger the usable area, the higher the room acquisition rate. Therefore, in the product line, villas have the highest housing availability rate, followed by bungalows, small high-rises, and high-rise buildings. However, the higher the housing availability rate, the better. For example, if the housing availability rate of a house is 100, then this There must be no stairs or walkways in the apartment. How should such a house be lived in? Therefore, the so-called high housing acquisition rate cannot be viewed one-sidedly. It mainly depends on whether the design of the shared area is scientific and reasonable.