Specific steps: log in to the mobile banking app of CCB, click "Quick Loan" and find "Transfer of funds from special account for quick loan". After the user's money is transferred to the savings card, he can withdraw money from the ATM.
Take China Construction Bank app as an example. The specific withdrawal method is as follows:
1. First, open the mobile banking APP of China Construction Bank on your mobile phone and find the quick loan on the home page.
2. Click on the quick loan to enter the quick loan interface and select withdrawal.
3. Click Withdrawal to enter the interface of withdrawal loan, and select the special account for quick loan to transfer funds.
4. Click the special account for quick loan, transfer the funds to the interface of special account for quick loan transfer, and enter the payee's name, payee account number, payee bank, transfer amount and other information as required.
5. It should be noted that fast loan funds can only be transferred to non-personal accounts of other banks.
CCB's fast loans include fast e-loans, financing e-loans, pledge loans, car e-loans, and wo e-loans, which are mainly aimed at CCB individual customers with good credit. As long as they do business in CCB (such as saving money, purchasing wealth management, national debt, funds, loans, paying wages, etc.). ), they may get a quota, and the more business they handle, the higher the quota.
Different loan types give different loan amounts. The credit line of fast e-loan is 1-300,000 yuan, with the longest1year, which can be recycled. The credit line of e-loan is 50-5 million yuan, with a maximum of 5 years, which can be recycled; The credit line of the pledged loan is 1 10-3 million yuan, with the longest 1 year, which can be recycled; E car loan credit line 1 1,000-500,000 yuan, with a maximum of 3 years; The credit line of Wo E Loan is 1 1,000-500,000 yuan, with the longest term of 2 months.
How to withdraw cash from CCB's fast loan
1. Users can withdraw cash at CCB outlets or ATMs by using the related CCB debit cards with quick loan lines, just like ordinary bank debit cards.
Users can open and log in to China Construction Bank Mobile Banking, and open China Construction Bank Long Payment; Log in to the user's Alipay account, and select China Construction Bank's online banking for recharging payment. The webpage will go to the online banking login page. Use mobile banking of China Construction Bank to scan the payment QR code in the lower left corner of the online banking login page, and automatically transfer it to Longfutong. Enter the password of Longfutong and the funds will be transferred to Alipay account.
(Alipay Apple 12, ios 14, Alipay version 10.2.3) (Apple 12, ios 14. China Construction Bank 4. 19)
3. Download the mobile banking APP of CCB. After the application for "quick loan" is successful, click "Withdraw" to transfer money directly through the "special account for quick loan funds" or withdraw cash at the counter. (apple 12, ios 14. China Construction Bank 4. 19)
1. How to open the fast loan of CCB?
1. Measure. Scan code test shows that the quota of CCB quality customers or provident fund quality customers is higher. Unlock the quota in advance by measuring the amount.
2. apply. In order to apply for CCB's "quick loan" directly in CCB's mobile banking, no collateral was provided and no paper materials were submitted. Interest will not be calculated until the application is successful, and interest will be calculated on a daily basis after the loan is used. Ten thousand yuan a day, the interest can be as low as 1.5438+0 yuan.
2. Advantages of CCB's fast loan business:
Self-service repayment is flexible enough-CCB's "quick loan" can be self-service repayment through CCB's mobile banking, truly realizing "your loan is your decision".
Diversified repayment and sincere savings-CCB's "quick loan" also supports one-time repayment of principal and interest at maturity, reducing capital occupation.
When the loan expires, or there are sufficient funds during the loan process, the loan can be settled at any time. It is worth mentioning that you don't need to wait for the bank or make an appointment to go to work. You can easily get it through China Construction Bank's mobile banking.
How to withdraw the money from CCB's fast loan?
If you apply for auto e-loan, you need to swipe your card at the POS shop designated by the cooperative auto manufacturer of China Construction Bank, which is mainly used for buying a car, handling auto insurance and after-sales maintenance.
Credit card consumption: After applying for quick loan from CCB, you can shop in online shopping malls such as CCB Shanrong Business, Taobao and JD.COM. When paying, log in to online banking and select a loan account from the drop-down menu to pay.
Withdrawal: to apply for fast e-loan or pledge loan, you can withdraw cash through personal online banking, mobile banking and other channels.
Extended data:
Precautions:
1. Users who need to apply for quick loans are personal online banking customers of CCB. Customers who have not become CCB's online banking customers or applied for CCB's online banking shield cannot apply for quick loans.
2. In the process of handling fast loans, you need to insert a silver shield. If there is no online banking shield, you can apply for a loan and get the loan approval quota, but you can't complete the whole loan process. At this time, you need to make sure that you have the silver shield with you.
3. When making a loan, you should pay attention to choosing a credible platform to make a loan, especially paying attention to timely repayment, otherwise your personal credit record will be affected and it will be difficult to approve the loan in the future. This must be noted.
How to withdraw funds from quick loans
There are several ways to withdraw money from the special account for quick loans:
1. Customers can use their cards to operate at ATMs in outlets near CCB, insert the cards into the ATMs, select "quick loan service" in the main interface, and then select the special account for quick loan to withdraw money.
2. Log in to the mobile banking client of CCB, click "Quick Loan", then click "Withdrawal", and then click "Fund Transfer from Special Account for Quick Loan" to operate.
Operating environment:
Brand model: Xiaomi 12Pro
System version: Android 1 1 version MIUI 13.
Application version: v5.7.0
What you need to note is that if the system prompts "No special account for quick loan" when withdrawing funds from the special account for quick loan in mobile banking, customers can check whether the transferred card is bound with the special account for quick loan. If the menu of "Fund Transfer from Special Account for Fast Loan" is not displayed after entering the "Withdrawal" interface, the customer can upgrade the mobile banking client first and then log in again. Or re-apply for a quick loan, and then enter the quick loan disbursement interface to see if there is a fund transfer menu.
China Construction Bank Co., Ltd. is a leading large commercial bank in China, headquartered in Beijing. Its predecessor, China Construction Bank, was established in June 1954. The Bank was listed on the Hong Kong Stock Exchange (stock code 939) on June 5438+1October 2005 and on the Shanghai Stock Exchange (stock code 60 1939) in September 2007. At the end of 20 19, the market value of the bank was about 21768.6 billion US dollars, ranking fifth among listed banks in the world. In terms of Tier 1 capital, the Group ranks second among global banks.
By 2020, this bank has provided comprehensive financial services such as personal banking, corporate banking, investment and wealth management, with 65,438+04,965,438+02 branches and 347,654,38+056 employees, serving hundreds of millions of individuals and corporate customers. In the fund, leasing, trust, insurance, futures, pension, investment banking and other industries with subsidiaries. Overseas institutions cover 30 countries and regions, with more than 200 overseas institutions at all levels.