What is the current interest rate for housing loans? Central Bank: 4.35% interest within six months, 4.35% interest within six months to one year, 4.75% interest within three years, 4.75% interest within three to five years, 4.9% interest over five years, 2.75% interest over five years and 2.75% interest over five years.

2. ICBC: the interest rate is 4.35% within six months, 4.35% within six months to one year, 4.75% within three years, 4.75% within three to five years, 3.9% over five years, 2.75% for housing provident fund loans over five years and 3.25% over five years;

3. Agricultural Bank: interest is 4.35% for six months, 4.35% for six months to one year, 4.75% for one to three years, 4.75% for three to five years, 4.9% for more than five years, 2.75% for housing provident fund loans and 3.25% for more than five years.

4. China Construction Bank: the interest rate is 4.35% in six months, 4.35% in six months to 1 year, 4.75% in three years, 4.75% in three to five years, 4.9% in more than five years, 2.75% in housing provident fund loans for less than five years and 3.25% in more than five years;

5. Bank of China: the interest rate is 4.35% within six months, 4.35% within six months to 1 year, 4.75% within three years, 4.75% within three to five years, and 4.9% over five years, while the housing provident fund loan interest rate is 2.75% for five years and below, and 3.25% for five years and above;

The above is the answer to the current interest rate of housing loan and related questions. I hope these answers can help you and give you some ideas.