1. Increase income: They may look for additional job opportunities, including part-time, temporary jobs or freelancing, to increase their total income.
2. Cut expenses: They may review their daily expenses and look for expenses that can be cut. This may include reducing unnecessary spending on shopping, eating out or entertainment.
3. Make a budget: Make a detailed budget to ensure that the monthly expenditure is under control. This helps to manage the financial situation and ensure that there is enough money to repay the mortgage.
4. Find other sources of income: They may consider finding other sources of income, such as renting a house, renting a house or using idle assets to get extra income.
5. Re-evaluate the mortgage: They may negotiate with the lending institutions to re-evaluate the mortgage to seek better interest rates or repayment conditions. Sometimes, they may seek refinancing to reduce their monthly payments.
6. Seek financial advice: Some people may consult a professional financial adviser to get the best mortgage repayment strategy and advice.
7. Increase the extra repayment: They may try to increase the monthly repayment amount to shorten the loan term and reduce the total interest expense.
Please note that these are some efforts that ordinary people may take, but the specific situation varies from person to person. It is very important to make a repayment strategy that suits you according to your financial situation and goals. If there are specific circumstances, it is best to consult a professional financial adviser and get personalized advice.