This is a credit loan for the poor and marginal poor. The loan amount is 50,000 yuan or less and will be paid off within 3 years. For individuals with real difficulties and repayment ability, additional loan support can be given, but after the additional loan, the micro-credit amount of single-family poor people shall not exceed about 65,438+10,000 yuan. Some loans exceeding 50,000 yuan do not enjoy interest subsidies and are not included in the scope of risk compensation. These policies aim to provide strong loan support for people out of poverty and help them improve their living conditions.