Whether it is a high temple or an unreachable river and lake, big data is not only a familiar topic, but also profoundly changes the lifestyle of human beings. In the wave of digital economy, all walks of life are accelerating to embrace digital technology. As Zhang, chairman of Suning Holding Group, said, big data has become one of the important factors of production in the current digital economy, which provides sufficient information potential for economic and social development under the general trend of consumption upgrading. Undoubtedly, the digital economy has become the core driving force of China's economic growth. Its charm and value are highlighted step by step in the process of enterprise development.

Under the background of strong financial supervision, Suning Finance can take off against the trend. It can be said that it relies on big data. Compared with other credit products on the market, Suning Financial's willful loan has the advantages of low threshold, fast application and convenient repayment. So do you understand the tx method of Suning Financial's willful loan? It is reported that Suning Financial's willful loan is very convenient to use, and users can apply to Suning Fortune Center with their ID cards and bank cards. Suning willful loan application method:

1. Open the loan page of Suning's willful loan, and click Apply Now;

2. Before the application, the user needs to carry out real-name authentication, that is, bind the cardholder's own bank card, in which the bank card supports credit cards and debit cards of major banks. Enter the bank card number, and then click Next;

3. Then enter the mobile phone number and SMS verification code for binding, and the binding is successful.

4. After the binding is successful, enter the loan amount and term you need, and then confirm that it is waiting for approval;

After the approval, you can receive the loan you need.

Users can experience self-willed loan scanning code installment payment in Suning stores nationwide, and the amount can be recycled, not just a single purchase of goods. Users who have not opened willful loans can apply through Suning Financial APP, and they can easily use willful loans after being invited.

Recently, Miss Wang, a white-collar worker in Nanjing, plans to move to a new home and is preparing to buy some new home appliances. However, she has just finished the renovation and is a little short of money. When visiting Suning Store, the shopping guide told her that now you can use Suning Financial's willful loan for shopping, not only by installment, but also without down payment.

After opening the willful loan, Miss Wang bought a TV set with the price of 1 10,000 yuan, paid by scanning the code at the cashier on the spot, and chose to repay the loan in installments with 10, with only 1000 yuan per month and only a few tens of yuan in interest. At the same time, Miss Wang also took a fancy to a vertical air conditioner, and successfully received it through the installment payment of willful loans. "I originally bought these two big pieces, and I have to pay more than 20,000 yuan at once. I'm really nervous. I feel much more relaxed when I use the willful loan installment payment now. " Miss Wang said happily.

The newly upgraded willful loan will show users the consumption quota and withdrawal quota in Suning Financial APP, in which the consumption quota can be used for in-store installment shopping, and the withdrawal quota can be withdrawn to the bank card bound by the user. It is understood that willful loans will gradually open the cash withdrawal function to users to better meet the consumer demand of residents.