1. Vehicle sales contract: This is a legal document for purchasing a new car, which should include detailed information of the vehicle (such as brand, model and configuration, etc.). ), purchase price, delivery date, signatures of both parties, etc.
2. Invoice: When buying a car, the merchant should provide you with the corresponding invoice. Invoice is a valid voucher for buying a new car, which records important information such as car purchase price, invoice number and seller information.
3. Vehicle Certificate: Also known as the vehicle factory certificate, it is a document issued by an automobile manufacturer to prove that the vehicle meets the relevant quality and safety standards. Ensure that the vehicle information on the certificate is consistent with the purchased vehicle.
4. Application form for registration certificate: After buying a new car, you need to fill in the application form for registration certificate, which is the document needed for vehicle registration.
5. Information unique to imported cars: If you buy imported cars, you also need to ensure that you get relevant information such as automobile import vouchers, import vehicle customs declaration forms, and customs duty payment vouchers.
6. Automobile warranty information: When buying a new car, the merchant usually provides the warranty information of the vehicle, including the warranty period, warranty scope and after-sales service contact information. In addition, it is recommended that you check the vehicle configuration list and vehicle insurance information. , and take good care of these documents and materials.
Later, fish sauce also learned some information about the used car industry. In fact, for beginners, buying a used car in good condition is really cost-effective. Novices will inevitably rub when driving, and new cars will be very distressed, but used cars dare to let go of their hands and feet to drive, but their driving skills have risen rapidly. However, the purchase process of used cars is different from that of new cars, because they are all named properties. Therefore, if you buy used cars, make sure to obtain the following documents and materials:
1. Vehicle Ownership Certificate: This is a legal document to prove the ownership of the vehicle. Ensure that the information on the title certificate is consistent with the seller's claim, without mortgage or guarantee.
2. Driving license: The driving license is the proof that the vehicle is legally driving on the road, including the technical parameters, owner information and registration information of the vehicle. Check whether the data on the driving license is consistent with the actual vehicle, and confirm whether the vehicle has a violation record.
3. Vehicle registration certificate: The vehicle registration certificate is the certificate of vehicle registration in the traffic management department, including the basic information of the vehicle, the owner's information and the vehicle purchase tax to be paid. Ensure that the information on the registration certificate is consistent with the actual situation of the vehicle.
4. Car purchase invoice or car purchase contract: This is a legal document to prove that you have purchased the car, which should include the detailed information of the car, the purchase price and the signatures of both parties. Please ensure the authenticity and integrity of the car purchase invoice or car purchase contract.
5. Insurance policy: After purchasing a vehicle, you need to purchase vehicle insurance in time and get the insurance policy. The insurance policy includes the insurance information of the vehicle, the insurance period and the contact information of the insurance company. In addition, it is recommended that you conduct a comprehensive vehicle inspection before buying a car, and keep relevant maintenance records and vehicle history files, which will help you better understand the condition and value of the vehicle.
Also, whether it is a new car or a used car, you can apply for a loan. Car sellers will strongly recommend you to borrow money to buy a car: they can get a rebate if the loan is successful. Therefore, before buying a car, you should consider whether you need a loan, and at the same time, you should know the loan interest rates of various banks and choose the best one. Because the vehicle itself can be used as asset collateral, banks are willing to lend money as long as they are not illegal households. Car sellers in the shop will definitely recommend the company they cooperate with, which is not necessarily the best solution for us.
1. Identification: You usually need to provide valid identification documents, such as ID cards or passports.
2. Income proof: The lender needs to know your repayment ability, so it is generally necessary to provide income proof, such as payroll, tax bill, bank statement or income proof letter. Employment certificate: In order to prove your employment, you may need to provide a letter of recommendation, professional certificate or labor contract from your employer.
3. Personal credit report: The lending institution will check your personal credit record to assess your credit status. You can apply for a personal credit report from a credit reporting agency and provide it to a lending institution.
4. Bank statement: Lending institutions may require banks to issue statements in recent months to verify your income and expenses. These are the materials needed for general loans to buy a car, and the specific requirements may be different. It is recommended that you know the list of required documents and materials in detail when consulting with the lending institution to ensure a smooth application.