Nowadays, people usually pay more attention to loan interest when lending. The level of loan interest directly determines the level of loan cost. Usually, loan interest is also an important factor for people to choose loan channels. So how to calculate the loan interest of rural credit cooperatives? Let's get to know each other. How to calculate the loan interest of rural credit cooperatives? Under normal circumstances, the lower limit of the loan interest rate of rural credit cooperatives is 0.9 times of the benchmark interest rate of the central bank, and the maximum floating coefficient is 2.3 times of the benchmark interest rate. The calculation method of loan interest of rural credit cooperatives is the same as that of bank interest. The interest rate is the annual interest rate, and the loan interest = loan principal, loan days, loan interest rate /360. If the interest rate is monthly interest, loan interest = loan principal, loan months, loan interest rate/12. The above is an introduction to the calculation method of loan interest of rural credit cooperatives, hoping to be helpful.