Generally, the car license will be placed in the bank at 4s point of the car. After you pay the full amount or go through the loan formalities, 4s calls the bank, and the bank gives you 4s certificate and 4s gives it to you.
If you are allowed to pick up the car, there are now two kinds of insurance, which will take effect in time or on the hour after 1 hour, and you can drive away when the insurance takes effect, otherwise the 4s shop will be responsible for the accident.
Second, online loans can only be processed offline and cannot be applied online. (judgment)
Online loans can only be processed offline and cannot be applied online. (Judgment: Error)
Online loans can be applied directly online. The characteristic of online lending is that users apply for loans through online channels, and most online lending does not require offline signing. After the user passes the loan review, the online lending institution will arrange the loan as soon as possible. If the application process is offline, the user does not apply for an online loan. One of the characteristics of online lending is the whole online application.
Since the whole application process is conducted online, users need to pay attention to whether the online loan products they apply for are formal. Informal online loans may have illegal charges and illegal access to users' personal information, so that in the end users will not only be unable to borrow money, but will suffer a series of losses. If you apply for a regular online loan product, you don't have to worry about such a problem.
In addition to applying for formal online loan products, users also need to pay attention to the channels for applying for online loans. Users can apply for online loans on officially recognized platforms such as online loan app, official WeChat and online loan cooperation platform, and there may be some traps in informal channels.
In fact, everyone should be aware of these contents before online lending. The reason why online loans cannot be applied online is that it is difficult to pass the loan review. Reasons why online loans cannot be applied online:
1. The big data online lending platform is not connected to the operator and the big data risk control system. If the online lending platform is conducting its own evaluation, then it is impossible to do online lending.
. 2. There are corresponding liabilities. If the online lending platform is not connected to the central bank's credit information system, then you can't apply for a loan on the online lending platform.
You are overdue too many times in a certain period of time. If the overdue period is serious, the loan platform will directly reject you.
Third, can the student loan be handled online for the first time?
Legal analysis: Yes, the first loan can also be handled online.
Legal basis: Administrative Measures of the People's Bank of China on Student Loans.
Article 3 Lenders issue unsecured (credit) student loans to universities, undergraduate and graduate students (hereinafter referred to as borrowers), and unsecured (credit) student loans and guaranteed student loans to their immediate family members and legal guardians (hereinafter referred to as borrowers).
Article 4 To apply for student loans, college students must meet the following basic conditions: admission notice or student ID card and valid resident ID card; At the same time, there must be classmates, classmates.
Article 5 Institutions of higher learning shall fill in the loan contract according to the regulations, and promise to provide the lender with the work unit and time limit for one year after leaving school, but it has not been extended. Lenders can publish their names and ID numbers in institutions of higher learning or related media for enquiry.
Can I go to the store to apply for a loan? Can't you apply directly online?
Not credible. If you do it in a store, read the contract first. If you do it online, there is no need to write it. All large-scale online loans will not have any early stage.