If the children of employees buy a house in Quanzhou, they can withdraw their parents' provident fund to pay the extra house price after paying 20% down payment with their own funds.

2. If an employee dies and has a provident fund loan, can the balance of the provident fund be withdrawn?

In the provident fund loan, if the employee dies, the balance of the provident fund will give priority to repaying the provident fund loan.

3. In case of life difficulties caused by fire, which department needs to issue disaster damage identification certificate?

In case of family fire, which causes difficulties in family life, the local fire department shall issue the original identification certificate of fire accident and disaster loss.

4. Can immediate family members withdraw all the balance of the provident fund if they have a special disease?

Workers suffering from Class A diseases, their spouses, parents and children's housing provident fund shall not exceed the balance of actual medical expenses after deducting medical insurance payment.

5. I have resigned for many years and now I want to go back to my hometown. What about the provident fund account?

(1) The reason why the account was blocked was to terminate the labor relationship. After half a year, you can APPly for resignation online in the online service hall of the provident fund, the civil administration app and the official account of Quanzhou Provident Fund WeChat.

(2) For other reasons, if I can't handle it in person, I can download the resignation power of attorney from Quanzhou Provident Fund official website (

(3) If the new unit has paid the provident fund, it can be transferred to the provident fund center of the new work unit.

6. If you rent a house, how much provident fund can you withdraw in one year?

If the employee rents a house, the total amount of provident fund withdrawn shall not exceed 7200.

7. The employee has paid the loan monthly, but there is still a balance in the account. Can he recover the loan?

During the monthly repayment of the employee provident fund loan, the applicant may apply for withdrawing the housing provident fund to repay the loan principal once every 12 months, but the deposit amount of more than 6 months (including 6 months) should be left in the deposit account. Except for repayment of the principal of the provident fund/discount loan, the balance of the housing provident fund in his personal account shall not be withdrawn for other reasons during the monthly repayment period.